The US Massive Debt with China and the $20 Trillion Nightmare

OMG: US Debt with China: $1 Trillion + $360 Billion Per Year Active Trade Deficit!

You don’t hear much about the massive US Trade deficit on the major TV networks.  NBC, CNN, CBS, or ABC rarely mention the insidious debt with China and Mexico.  You’d think that a number like $20 Trillion (estimated shortly), $61 Trillion Total Sovereign debt, and a $1 Billion per day deficit would be CNN’s headliner every single day.

It’s unlikely the swamp people will want to help – Pic courtesy of Salt Lake Tribune

Instead, CNN and the rest spend all day attacking Donald Trump.  But then, Trump did say he was going to drain the swamp (including judges).

Unfortunately, Trump is launching another debt-driven campaign which may overheat the economy and grow the debt at more than $1 Trillion per year. Since it’s going into infrastructure spending with private participation, it’s not as toxic as Obama’s debt.  However, Trump did say he wanted all shelves filled with nuclear bombs which is pretty much insanity.




As a result, he’s paying the price in the media for doing good deeds. Let’s hope he gets these things done before he’s impeached for conflict of interest. Because the US is in big debt trouble and Trump is the only one with a solution. And how ironic it would be if the US becomes seriously indebted to Mexico!

Yet, it’s a taboo topic lurking in the dark. But when interest rates rise, this villian will walk through the curtains and into the limelight.  Are China and Mexico taking advantage of the US?  The huge debt won’t go away. Rising interest rates to pay the interest on the debt could get out of control. That could impact the housing market and whether people buy homes.

There’s no bubble / crash in foreseeable future, especially with Trump beginning to take control, and as we see investment funds arrive back in the US. The stock market is at a record pace.  Families and individuals need homes. Perhaps what’s at stake is who will be the landlord and who will be the renter. There’s big money in rental property investment and the Chinese have been buying. However, due to Trump’s actions, the Yuan will plummet and Chinese investment will soon be a thing of the past.




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Forecasting the Economy:  Where Should you Work, Invest and Live in the Next 10 Years?

So why don’t we look at the debt’s source, the numbers, the process, and consider what will happen if Donald Trump does manage to improve the situation.

You’ll find some eye-opening data, infographics, links and commentary in this post. Make sure everyone knows! It’s your civil duty. This post will be constantly updated so please bookmark it and share with your contacts.




Ultra wealthy Chinese. Photo courtesy of Ozy.com

And although Americans assume everything is good right now with “full employment” there’s a big “debt catch” with Obama’s legacy. With $500 Billion overall deficit in 2016 and almost $20 Trillion overall, the spirit, vitality, hope and wealth of the US is persistently eroded. The reason for the media silence is denial, and the so-called economic expert’s inability to make an emotional impact with Americans.  There is no coincidence that the deficit has coincided with America’s slide into despair the last 20 years.

The US National Trade Deficit with China was $4 Trillion since 2000 — and a Growth Rate of 300% in the last few years

“Our nation stands at the crossroads of liberty. Crushing national debt, rampant illegal immigration, insane business regulations and staggering national unemployment are pushing our nation into unchartered territory.”  — James Lankford from Brainy Quote.

US Trade Deficits with The World

Graphic Courtesy of PBS.org

6 of 20 Trillion Dollar Debt is Owned by Foreigners

Some suggest China may even threaten or blackmail the US over trade sanctions by calling in that debt. Doubtful, but how was this debt situation allowed by the US government?

 

Please Share this Post with others. Everyone around the world should know about the US national debt and deficit. This is something no 4 year job recovery can eliminate.




I think it really scares us that we’re staring at $20 trillion in debt, not knowing how our grandchildren will repay it,” says Bob Kuck, a retiree living in a gated community in Sarasota, Florida  — from CNN’s report: Is anyone worried about America’s $19 trillion debt? by Heather Long.

Of all the threats that America faces, it’s the quietest one that could bring the country down. Some may wonder if it’s too late for the US government to do anything about. And before Trump became President, he recognized how miserable the prospect of dealing with this gigantic national debtload is, grow the housing and investment outlook, and bring back good paying jobs. But he took the challenge anyway. It’s either heroic or suicidal.

Millennials and Gen Z’s Will be Paying the Bill

Tens of millions of millennial students having already been wrung through the US college educational system. They spent 4 to 7 years for an expensive education they’ll barely use along with a a whopping $1 Trillion in government backed student loans.  They will be paying for all of it and Gen Z’s will be joining them. But don’t worry, Trump’s got a plan for you.

The purpose of the education system has been to create great jobs for teachers, not for educational efficiency and productivity.

As Trump brings jobs back, the question is whether these stressed out, indebted, wrongly educated workers can step up to the plate. I think we’re all optimistic the kids will bale us out. And what Americans can’t do, you can easily immigrate to fill. Make America Great will be the slogan of Millennials shortly, but they’ll never forget all the debt.




$360 Billion per Year! $1 Billion per Day

The US National Debt with China alone has now grown to $360 Billion per year. In a 6 year span, that is $1.6 Trillion, $4 Trillion since 2000. Just to pay the interest on that debt is a sizable chunk of US GDP.

Donald Trump says he’ll tackle it, but the last time I saw a mouse attack a Lion, the outcome was not favorable for the mouse. The picture the media presents of China is still one of impoverished yet diligent and deserving workers glad to have a job. But China’s not like that anymore. China is rich.

China’s robot factories are growing fast which has raised concerns about millions of layoffs of Chinese workers. Only a smaller number of engineers and technicians might be needed. Now they may have unemployed robots as well.

Chinese workers assisting robots. Photo courtesy of hangthebankers.com

Why Is the US National Debt so High?

The persistent trade deficits are a big reason. Obama/Clinton never talked about it, in fact, Obama spent $8 Trillion in the terrorist aftermath. A good portion of that handout was never traced. They don’t even know where that money went. The debt to China directly is now over $1 Trillion. Now China is able to buy up property and companies here like it’s a fire sale.

Another reason for the debt is Free Trade. While free trade was a theoretically good idea 20 years ago when I was studying International Business and Trade in college, it’s no longer so. Today, it’s a losing business concept for the US.

The fact US investment dollars are going to former third world countries to benefit their economies and creating jobs for them instead of in the US is bad enough. Further, these countries (China, Mexico) manipulate their currencies to keep an ongoing and artificial trade advantage. As Trump suggests, they play the currency markets like Candice Swanepoel plays the fiddle. China isn’t so genius at it though. They just demanded it.

I have to say that I’m saddened that Richard Branson invited Barack Obama to Necker island, and that he’s also asked the UK government to reconsider leaving the EU.  The UK has it’s own massive deficit, which deserves its own blog post. This picture tells it all. The UK had to leave the EU. Brexit was a survival decision not a new vision for the UK.

Game of Monopoly: China Won. Let’s Start Over Again

Graphic courtesy of Wikipedia

When free trade theory was idealized and touted strongly decades ago, they didn’t consider the effect of currency manipulation and the ongoing human rot that occurs with overspecialization. And they wouldn’t admit to where it would lead.




The game of monopoly is the same. Inevitably, one player claims everything. In the real world, countries make excuses for cheating and not being fair.  Worse, countries can specialize themselves out of existance. When countries have no options left, amidst cheating, it can lead to wars.

Choose Your Economic Theories Well

The economic theories of specialization and economies of scale works wonderfully, until the rising countries have all the investment money and a continuous way of beating the falling countries. If the free trade situation persists, countries like the US and the UK will continue to collapse. They collapse because their overspecialized workforce/businesses get caught in trade and technology circumstances, the same way an unemployed worker in Ohio or Michigan finds themselves suddently without a job through no fault of their own and their home is valued as worthless.

When countries grab up a monopoly on technology, distribution, investment flows, jobs, skills, education, etc., it’s unfair. Right now, Americans have limited job opportunities. And should an American want to be an engineer, or other high tech workers, they may have to move to Mexico or China.

Each country should have a well rounded economy for true economic health and prosperity

Some like the Democrats, want this situation to continue forever. The fact is, the skilled, sustainable, good paying jobs must return to the US, if only to pay the national debt.

Further Reading:  http://www.forbes.com/sites/mikepatton/2016/03/28/u-s-debt-is-heading-toward-20-trillion-where-its-been-where-its-going-and-why/

http://nationalinterest.org/feature/why-americas-debt-bomb-wont-explode-yet-12963

http://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-01-31/3-student-loan-reforms-to-expect-under-trump

What are your thoughts on the jobs outlook for 2017, 2018, 2019, and 2020? Is free trade about to transition to fair trade?  Will the housing sector survive the fight with the deficit or is a housing crash inevitable? Is buying gold a good hedge strategy?

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Jobs Forecast 2018 | Employment Outlook US Cities Best Prospects List

What’s the US Job Outlook for 2017?

Will the Jobs Juggernaut Continue into 2018?

It’s a sunny forecast for jobs and housing in 2017. A marriage made in heaven. And although 2017 started off tentatively because of the US government transition, it appears employer outlooks are improving.

Cities such as Cleveland, Dayton, Akron, Chicago and Detroit, decimated by Free Trade and an outflux of workers may not be revived, but there are plenty of cities such as Plano TX, Sioux Falls IA, Deltona FL, Cape Coral FL, Scottsdale AZ, Orlando FL, Honolulu HA, which might offer you a dream job and dream lifestyle.

Photo courtesy of aec-cea.ca

Good advice for anyone young, is don’t hold back or limit yourself, especially at a time when the economy gives you a 95% chance of success. The latest jobs report in January 2017 was excellent, despite the government transfer. The democrats will give up as wages improve, exports grow, and the middle class begins to reappear. It won’t happen overnight and there is no housing market bubble.



Avoid the media “sour grapes” rhetoric. Transitioning the US back to health is no easy task and losing the status quo will hurt, but only a little. This is the time for Millennials to envision a better job and prepare for the future when they  may launch their own business.  Millennials, be smart. You deserve a better life. You’ll get that student loan paid off!

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The 2017 Jobs Forecasts and Data

Where should I look for the best jobs? Does Florida, California, Texas have the opportunities I want? The charts, videos and commentary below show the best cities and employent/jobs sectors with the most promise. From manufacturing to transportation and infrastructure development to energy to retail trade, 2017/2018 looks like a rare opportunity for US workers to move, land a good paying job, grow their skills, experience, enjoyment, or buy a home, travel, and invest.

“Today, the ratio of unemployed Americans to open jobs stands at 1.4 to 1, down sharply from 6.6 to 1 during the last recession in July 2009. That shrinking pool of job seekers translates into fewer available candidates — leading to today’s growing reliance on recruiting from passive, already employed candidates.” – from Andrew Chamberlain, chief economist at Glassdoor.com




Should you leave your low paying job for a better one in another city during the Trump era? Before you move, check out where the best cities for real estate investment are — cities and states which investors believe in.

Need lower car insurance rates? Learn more usage based auto insurance, saving on luxury car insurance, and which cars and trucks have cheaper insurance rates. Search for a lower auto insurance quote and save!

New Job Outlook Reports are Out

A couple of new job outlook reports are worthy reads as we move into the first and second quarter of 2017. The first report from ManPowerGroup offers a bright outlook for many US cities. However, with the repatriation of jobs to the US, where will the skilled professionals to fill them come from? Most engineers are in China and India.

Nearly One in Five U.S. Employers Plan to Hire in Q1 2017

This forecast for 2017 was really a rollover of the previous year, and we haven’t yet felt the coming impact of the Trump Administration’s policies to bring jobs back to the US. And the jobs returning may be of especially good quality with great pay — engineering, robotics, research, energy production, programming, design, and even good old manufacturing.

Are you buying or selling a home in 2017? Get some tips on why you should sell now and how to sell above asking. A growing worker income will ensure there will be no housing market bubble or crash.

Baltimore has suffered just as much as those in Ohio, New York, Pennsylvania, Michigan and Illinois. What will turn that around for these cities?




Will Fair Trade Create a Better Outlook for the US Worker?

What we learned from the free trade era is that good jobs inevitably leave to be near where products are designed and manufactured. And investment flows in a millisecond, away from taxation to the cheapest labour markets.  US investment dollars then build jobs in other countries. What’s left are skeletal retail sales and distribution jobs — few, part-time, and poor paying — the kind you already know all too well.  Canada and the UK have suffered equally with Free Trade however, will Fair Trade deliver sustained employment between honest trade partners?  I believe it will.

The new post-Obama era holds a lot of promise for Millennials and Gen Z’s who are sadly mired in personal and student loan debt and only have a vague dream of ever buying a home. For babyboomers, this last kick at the can might be a very good kick!

The fact the US has performed as well as it has, shows this country’s creativity and resilience through the past 30 years. But this is a momentous time where very high quality jobs and business investment money will return to the US. Those who are skilled and experienced should be in exceptionally high demand and incomes will definitely rise. It’s good to be skilled and in demand!




Fresh Updated Forecast from Manpower Group

According to the new study and report by ManpowerGroup, a major information provider for employment forecasts, predictions and outlooks. Manpower Group surveyed more than 11,000 employers to learn more about their attitudes, needs and forecasts for hiring.

From the ManPowerGroup report, here are the cities with the best job forecast outlook:

Best Employment Sectors: Manufacturing, Wholesale & Retail Trade, Transportation & Utilities

Which Sector will see the best growth?  If you ask President Trump, he might say manufacturing.  Wholesale, Retail trade, professional and business services, and financial look pretty good for 2017. See the forecast for East, West, South and North US here.

The ManpowerGroup report doesn’t touch much on the Oil & Gas industry which could significant growth. Oil prices are rising slightly to under $60 a barrel for the next 2 years.  With a rising USD dollar, US energy exports could be very lucrative. Will North Dakota see a jobs boom?

Screen Capture Courtesy of OilPrice.com

According to the US energy jobs report,

“Energy Efficiency employers project the highest growth rate over the next 12 months (9%), followed by Electric Power Generation (7%); Transmission, Distribution, and Storage (6%), and Motor Vehicles (3%).

The report suggests manufacturing in the energy sector will be low growth, but will Trump’s intentions change that?

The Best and Worst Cities for Jobs in the US

WalletHub has released its survey of US employers and generated a rating system of best cities for jobs. WalletHub’s analysts assessed 150 of the most populated U.S. cities across 23 key indicators of job-market strength.  Criteria for job outlook rankings included: job opportunities, employment growth, median annual income and more. You can see the full list at Wallethub.com

Where will you find a job this year? Here’s the latest employment outlook in the US:

Rank City Total Score ‘Job Market’ Rank Socio economic Rank
1 Scottsdale, AZ 70.48 1 2
2 Plano, TX 64.91 4 13
3 Orlando, FL 64.9 2 19
4 Sioux Falls, SD 64.72 5 11
5 San Francisco, CA 63.37 6 34
6 Rancho Cucamonga, CA 63.35 7 15
7 Chandler, AZ 62.71 16 8
8 Salt Lake City, UT 62.54 10 25
9 Tempe, AZ 62.17 15 12
10 Raleigh, NC 61.29 13 40
11 Peoria, AZ 61.26 14 37
12 Miami, FL 60.78 3 126
13 Honolulu, HI 60.49 18 33
14 Fort Lauderdale, FL 60.23 12 79
15 Fort Wayne, IN 60.15 8 73
16 Minneapolis, MN 60.11 31 6
17 Garland, TX 59.74 11 93
18 Gilbert, AZ 59.59 27 17
19 Overland Park, KS 59.58 34 5
20 San Jose, CA 59.41 22 38
21 Dallas, TX 59.36 9 117
22 Austin, TX 59.33 26 26
23 Washington, DC 59.09 20 61
24 Irvine, CA 58.72 49 3
25 Atlanta, GA 58.62 25 45
26 Grand Prairie, TX 58.59 23 55
27 Omaha, NE 58.47 35 16
28 Little Rock, AR 58.41 17 103
29 Boise, ID 58.12 52 4
30 Huntington Beach, CA 57.95 37 20
31 Nashville, TN 57.92 19 105
32 Ontario, CA 57.86 21 94
33 Lincoln, NE 57.76 58 9
34 Amarillo, TX 57.51 29 60
35 Denver, CO 57.23 42 22
36 Pittsburgh, PA 57.09 63 7
37 Irving, TX 57 24 102
38 San Diego, CA 56.98 48 21
39 Colorado Springs, CO 56.95 43 28
40 Tulsa, OK 56.94 28 84
41 Cincinnati, OH 56.93 36 49
42 Fremont, CA 56.81 45 32
43 St. Louis, MO 56.5 32 76
44 Reno, NV 56.4 38 50
45 Fontana, CA 56.18 30 95
46 Madison, WI 56.13 86 1
47 Glendale, AZ 55.99 33 96
48 Sacramento, CA 55.58 51 41
49 Mesa, AZ 55.54 41 62
50 Lubbock, TX 55.44 50 48
51 St. Paul, MN 55.36 76 14
52 Tampa, FL 55.33 66 30
53 Henderson, NV 55.29 54 46
54 Boston, MA 55.22 60 42
55 Phoenix, AZ 55.17 46 70
56 Vancouver, WA 55.09 68 31
57 Las Vegas, NV 54.87 62 43
58 San Antonio, TX 54.6 39 107
59 St. Petersburg, FL 54.58 61 53
60 Grand Rapids, MI 54.51 75 29
61 Durham, NC 54.31 47 90
62 Anchorage, AK 54.24 65 56
63 Richmond, VA 54.12 70 47
64 Charlotte, NC 54.06 55 86
65 Columbus, OH 53.93 73 51
66 Riverside, CA 53.81 56 97
67 Portland, OR 53.78 80 36
68 Chattanooga, TN 53.64 43 125
69 Arlington, TX 53.52 57 98
70 Aurora, CO 53.49 53 104
71 Jersey City, NJ 53.29 82 44
72 Pembroke Pines, FL 53.15 74 65
73 Santa Rosa, CA 53.02 88 35
74 Virginia Beach, VA 52.85 92 18
75 Oklahoma City, OK 52.78 72 89

What are your thoughts on the jobs forecast and outlook for 2017, 2018, 2019, and 2020? Will Trump be able to bring jobs back to the US? Is free trade about to transition to fair trade, or will Trump simply reverse the trade deficits with China, Mexico and Indonesia? Did you know the housing sector is booming?

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How To Get More Traffic? Epic Content (Blogs + SEO) Infographic

SEO + Engaged Visitors are Beautiful Things

Nothing happens online without visitor traffic and I’m going to help you understand where it comes from. You need to put some effort into it, start blogging and sharing on social media, and you’ll see a big difference in visits and ultimately, sales and new customers.

In 1998 when I first started as a copywriter/SEO guy for a digital marketing agency in Toronto, building website traffic was the number one goal. No traffic meant nothing was happening – no sales, no inquiries, no hope. And there wasn’t a Google Adwords or Facebook ads back then.

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I had to develop a content and SEO strategy with different tactics for each search engine such as Yahoo, Altavista, and MSN.  Yes, there was a time before Google. When Google showed up in 99, I promoted them like crazy because they made it so easy for SEO people to optimize their pages and be rewarded for it. No more waiting for 6 month updates from Yahoo!

As the years passed, Google became a little tougher. Yet it still is the best route for business owners who want to treat their customers right and build new sales. This pic at right is from the SES convention held in San Jose California. That’s Google’s chief engineer at the time, Matt Cutts, speaking about Google’s perspective. All of us SEO people went to see if Matt would make a slip of the tongue and leak out an insider tip.

Back then, I drilled down deeply into how Google indexed and ranked pages. I studied Google algorithm patents all day (but probably not as much as Bill Slawski of Go Fish Digital out in the San Diego area. If you want to talk Google algorithms, Bill is the guy. I discovered how it worked and applied that knowledge to how I chose topics, created content and blogged. It worked for me and it will work for you.

SEO’s Golden Age Hasn’t Passed

This blog will see well beyond 1 million visitors in 2017, and Google brings much of that traffic. I gave Google original content and I promote it via social. Yet, a lot of people still do their mechancial, automated messaging as their preferred choice. Churning out weak messaging via email and Facebook shouldn’t be your key marketing producer. Content + SEO is what produces.

Take a look at Huffington Post’s traffic. 56 million visits from Google Users just from blogging. Spyfu usually underestimates traffic.

Screencapture Courtesy of Spyfu.com

There’s more traffic out there too. Some sources to keep an eye on. Today, I was speaking with Jada Yan at Taboola, to inquire about joining their ad network (minimum 1 million views per month). I’ll get there but it’ll take some time. Even Huntington Post started somewhere!

How to Get More Website Traffic

  • research topics people are interested in
  • write interesting, epic level content pieces
  • publish or curate useful infographics and charts
  • publish ebooks and case studies
  • promote on social media
  • gust post on other blogs
  • write posts for industry magazines

If you’ve been doing SEO and content development enough, you’ll discover that epic 10X type content, which is better than anything available, promoted widely on social media performs the best. Relying on fans and customers to promote your content won’t work. It’s not enough today. Your content needs to be good, you need to appear to be a credible authority on the topic, and your own value proposition has to resonate in some way with readers and those who will share your material




Things are Changing, But Your Blog Will Carry On Regardless

I’m not sure if Taboola has the type of visitor I’d like right now or that you’d want, but they may evolve and pursue the serious business user one day. You’ve probably seen their ads on the side bars of pages on the Huntingpost, Yahoo, or Microsoft — some entertaining, some useful, and some just weird ads about nothing in particular, sensationalist, misleading etc.  Why is Taboola so successful?

Because people reads blogs, they’re very popular and they click on these ads. It seems Internet and social media users are bored and desperately want a distraction from the constant battering of low quality, irrelevant messaging they receive.  They click on stories about a beached whale, Prince Harry mischief, health tricks, or about the latest celebrity divorce. Clicking ads as how people relax today.




Blogging Is a Smart Idea: Definitely Get into Blogging

As I mentioned in this post on the critical importance of blogging for business, blogs have the most powerful, personal and relevant voice, and Google loves blogs. Even social posts and tweets are about blogs which gives social media messaging a purpose.

Google still has a dominant role in delivering real customers. Everyone knows the conversion rates for B2B leads via social is very low. At best, it can help support moving the lead through the conversion funnel. And your Twitter and Facebook page are an important part of the branded experience for your prospects and customers. But if you’re going to put your money anywhere, search engine traffic is it.

Whatever business you’re in, you should be blogging in 2017.

If you’d like to learn more about how to sell your home over asking price, why you need a real estate agent,  what skills good realtors possess, and which cities have the best selling prices, I’ve got a blog post for that!  Yes, the real estate forecast across the US is very good for a while. I’m predicting you’ll be a big winner when you sell.




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Real Estate Investors Huge Impact on the Economy

The Net Benefit of Real Estate Investors – $9 Billion!

A joint survey by Bigger Pockets and Memphis Invest revealed some fascinating insight into the attitudes of real estate investors and their impact on the US economy. They concluded in their 2014 report, that 28 million real estate investors have a $9 Billion+ effect on the economy. The survey results are displayed in the infographic below.

This really is timely and newsworthy. The numbers in 2017 might be even higher. Add investment in new multi-unit rental property and commercial real estate and the numbers are astonishing. If money begins leaving the stock market and pours into the housing market, how will this affect your own best investment picks?





In the past ten years, investment has been focused on electronic technology and software and with that, the US economy hasn’t fared well. Housing is something the US has always done well and it looks like the general population is about to get wind of this fact.

The spin off investment in furniture, appliances, home servicing, renovation, new school construction, new retail establishments, and more creates jobs in the US and further investment within the US. Is Donald Trump ready to capitalize on this basic and proven economic process? Quoted in a Bloomberg report, Robert Shiller says the US could be in for boomtimes and that means lots of new developments and higher home prices.

From Los Angeles to New York to San Francisco, a healthy housing market could soon boom and you’ll want to discover the best ZIP codes for real estate.

Perhaps this is the signal we need to put more investment dollars into real property, whether for buying as an income property investment or in new homes to live in. This infographic offers some excellent insight into investor profiles, risk tolerance, rental price predictions, and more.

Infographic courtesy of Bigger Pockets and Memphis Invest

Trump: Responding to the Housing Crisis

It’s hard to argue that there is a housing crisis across the country. Even in Canada, with its limitless supply of land, there is a housing crisis too. So we know there is and was something very negative that has been suppressing investment in real estate in North America. This could be about to end with the Trump era.

It’s still uncertain as to what he intends to do, and he probably hasn’t decided what to do. It will all play out in real time. Investors, governments, builders, renovators, realtors, and mortgage agents will have learn, react and plan on their feet. So, it’s an exciting time where everyone will have their values and understanding of the economy, housing market and real estate investment wisdom challenged.




There will be some big failures in the coming years too as Trump further drains the swamp. Old and young investors alike will find the new, clean swimming pond frighteningly responsive and hazardous with all-new predators and regulators. They all want a piece of the housing pie too.

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Is 2018 the right year to buy rental income property? Which are the cities with the best return: LA, San Francisco, San Diego, Seattle, Phoenix, Denver, Chicago, Boston, New York, Dallas, Houston, San Antonio, Austin, St Louis, Minneapolis, Green Bay, Charlotte, Tampa, Jacksonville, Miami, Orlando, Toronto, Vancouver, Anaheim, Beverly Hills, Malibu, San Bernardino, San Jose, Fresno, Santa Clara, Sacramento, Mountainview, Palo Alto, Portland, Washington, Atlanta, Nashville, Sunnyvale, Salt Lake City, Riverside, Rancho Cucamonga, Costa Mesa, Oceanside, Carlsbad, La Jolla, Escondido, Riverside, Hartford, Raleigh, Albuquerque, Glendale, Long Beach, Huntington Beach, Kansas City, St Louis, Stockton, Scottsdale, Indianapolis, Columbus, Fort Worth, Chula Vista, Escondido, Santa Monica, Miami Beach, and Honolulu.

America. Sell That Home!! Moving on to a Better Life

Housing Market 2017 – It’s Time to Sell

The housing market is ripe and 2017 is the year of the home seller across the US and some cities in Canada. It’s an amazing thing that so many home owners who have sacrificed the best years of their lives, toiling at their jobs for decades, buying a property so modestly, are now going to be rewarded royally from the housing market in 2017.

Okay, maybe not that rich, but you’re doing okay:) pic courtesy of diceybrown.com

The housing market lottery: Some of you will receive 100% to 300+% of what you paid for your property if you sell this year. That’s like winning a lottery. And the fun won’t stop anytime soon. You’ve got lots of options, beginning with how you’ll sell your home to what you’ll do with the rest of your life such as travel, move to a warm climate, and complete your bucket list.

The real estate market 2017 is very bright in many cities including Los Angeles, San Francisco, Toronto, New York and Vancouver. For sellers that is. With a historically unprecedented lack of housing supply and strong employment and income growth, buyers will be willing to pay very high homes prices at zip codes all over.




If you’re hoping to sell your home in 2017, you should read my post on selling over asking price  and why selling your home now is wise. There’s plenty of other reasons to sell your home and sell it at the highest price possible.

Good Things Happen When You Sell and Move onto Your Ideal Life

I like the story of homeless Louise Gourley who went from rags to riches, got tired of the grind, sold her house and went and helped the poor. A richer life is waiting anyone who wants it. And you’ll likely be able to live your dream comfortably. Read Louise’s story on the Sunday Post. I like happy stories.

Your Buyer’s Want the Best Growth in Equity

Don’t forget that property investors will also be bidding on your home or condo this year. The outlook for rental property is extremely positive. First time buyers face challenges in gathering a downpayment and qualifying for a mortgage when home prices are rocketing. If the Trump administration should infuse further life into the economy and housing market, it should ease home prices. Rather than hoping for the best home sales price, why not plan for your sale?

You have other options for selling a home if you want the maximum price. And that premium on the price might be well worth it. Realtors aren’t your only option. You can hire a digital marketer and a real estate lawyer to market your home. It might take a little more effort, but you’ll likely save quite a bit of money and get a higher sales price.

Keep your mind open about getting the best price or staying even with the Realtor’s market assessment of your property. That’s all out the window these days. Your home is worth what you can make others believe it’s worth. It’s all marketing and the selling price is yours to choose (when you carry out a powerful marketing and sales strategy). While it may be wise to use Realtors, they often boast about BIG marketing campaigns, but as a digital marketer in real estate, I can tell you most spend very little. Dig deep to discover exactly what they’re going to do for you.

Your house and property are an investment, your most important financial investment, so don’t burden the buyer with demands. It’s their money. Sell it for maximum value, let it go and move on.

Which City has the Best Home Prices?

Before you sell, you need somewhere to go – to choose a city or country where you can buy cheap once again (deja vu?). You could retire in Costa Rica or some other heavenly tax free country. Wouldn’t that be nice! Or you could check out cities in Arizona, Utah, Florida, Texas, or Oregon, or perhaps the Okanagan in Canada. These places are popular too.

Ideas: With your own home solar power system, you would likely be creating your electric power for free. Living off the grid is something many babyboomers are becoming interested in. Solar power technology  is just one exciting entrepreneurial opportunity you can pursue if you’re business minded and want to keep busy too.




Top 25 Cities to Retire in the US.

Take a good look at this list of 25 great cities to retire to. If you’re an Internet or social media entrepreneur, you might find them ideal to work from too!

This list is compiled from Forbes Annual List of best places to retire. I’ve added in estimated average income and zip codes so you can accelerate your own home search.

US City State Average Home Price Estimated per capita income in 2013: Zip Code
1 Abilene TX $142,000 $21,032 79563
2 Ashville NC $206,000 $29,195 28704
3 Athens GA $139,000 $17,534 30605
4 Blacksburg VA $235,000 $18,618 24060
5 Boise ID $175,000 $28,479 83616
6 Bowling Green KY $138,000 $20,116 42101
7 Cape Coral FL $190,000 $47,767 33903
8 Casper WY $245,000 $31,475 82609
9 Colorado Springs CO $225,000 $29,030 80829
10 Columbia MO $159,000 $26,994 65202
11 Fargo ND $176,000 $27,622 58047
12 Great Falls MT $172,000 $25,015 59401
13 Huntsville AL $174,000 $29,399 35649
14 Lexington KY 143000 $28,924 40361
15 Lincoln NE $155,000 $25,745 68430
16 Logan UT 153000 $16,572 84321
17 Mesa AZ $200,000 $23,771 85021
18 Oak Grove OR $279,000 $29,019 97267
19 Pittsburgh PA $133,000 $28,176 15201
20 Port Charlotte FL $147,000 $21,950 33948
21 Raleigh NC $213,000 $31,145 27587
22 Rochester MN $168,000 $33,894 59901
23 San Angelo TX $189,000 $24,293 76903
24 San Marcos TX $198,000 $16,087 78658
25 Tucson AZ $174,000 $19,669 85701

Get Creative Minded and Build Your Vision

Let’s hope you’re not making the decision now after divorce, serious health issues, or big debt.  That’s what happens when you wait too long. When the time has come, you must act and sell your home. Don’t hang on for a few more years to get a few thousand more dollars. Take the gift you’ve been given by the economy now.

If you don’t know how to research and plan for such a future, find a professional with enthusiasm and talent for that sort of thing and hire them. Giving you focus to your future, inspiring you, and helping you smooth over the rough spots is well worth the fee. It’s an investment in you and your spouse and family. Don’t be traditional — get a solution that works today. The roles for advisors, marketers, and enablers have changed. You’re the master. Go with your intuition — it’s likely right on the mark.

The millennials who want to buy your home are looking for certain things besides the lowest price. Don’t forget to improve your home before putting it up for sale.  Staging isn’t enough when your goal is to sell it in a bidding war from hungry buyers who are all in to your marketing presentation.  You’ll discover the power of real estate marketing.  Good luck with your sale and if you seriously want to get the best price – I’m the guy who can introduce your home to the world and make it look like a mansion.

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First Time Buyers — A House or Condo is a Great Investment

First Time Home Ownership – It’s Time to Buy Your First Home

Your dream of owning your own home is a smart investment and it’s doable. It’s been that way for a century. With all the negatives you hear about the economy, home prices, huge down payments, and the cost of living, you may have been pushed  into a state of denial and apathy.

First time homebuyers, it’s time to wake up and get your slice of the housing market.  But, before you contact a real estate agent and mortgage agent, let’s get you pumped up!




real-estate-salespersonOne of the keys to happiness and success is the belief in limitless supply, personal ability, investment opportunity, resources and potential wealth. Believing this way puts you into a great frame of mind that help carry you through no matter what home buying frustration you face. It’s a buffer against the negative insanity the system throws at you.

There are no limits, only what we impose on ourselves through our beliefs. So if you’ve given up on home ownership, you’ve accepted a unworthy, negative and potentially harmful belief. Time to get positive about real estate investment and home ownership.

To succeed at anything, we need to dream up all the paths to our goal. If you don’t have money, you could borrow it, partner with investors, find government home ownership programs, earn it, or get your relatives to help you out.

You don’t necessarily need 20% of the purchase price of a home to buy. How many people have $100,000 to put down on a home purchase? There are mortgage and financing solutions available.




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If builders are building, and the economy isn’t going to tank, buying a home is likely a good investment from New York to San Diego.

Owning a home is usually a great idea even if prices are high. Prices on homes will always go up and they rarely go downward. There’s plenty of demand because a so many millennials and baby boomers need a home for one reason or another. That’s why prices are high. They’re also high in many cities due to a lack of development land. If legislators in your state or municipality are eager to suppress development, then there will be strong demand for the few homes there. And if they open to development, the influx of new buyers will drive up land and home prices.

Check out mortgage rates on a $600,000+ home in Beverly Hills for a buyer with a ordinary credit rating and less than $20,000 down.

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Buying a Home has Infinite Benefits

That’s right, infinite benefits. If you’re between 25 and 35, ownership of a home represents an excellent long term investment. Having a home (large investment) also helps keep your life focused, stable and productive.

This is a key reason why older generations have pushed their kids into buying homes in the past (when homes were cheap).

Renting in contrast, has an aimlessness about it that keeps renters floating along never setting their feet on the ground and never building equity. Instead, they see all their hard earned money siphoned off by landlords and they find it hard to get a feeling of putting down roots as they say.

When they’re older, renters can’t help but look back with severe regrets about the hundreds of thousands of dollars they gave away. Picture yourself at 60 with nothing to show for a lifetime of toil in 9 to 5 labor.



Great Tip: If you have a work at home business, you can write off your business expenses which helps pay down your mortgage sooner.

The Smart Choice is to Buy a Home

But not you. You have a choice to make right now to keep your hard earned dollars and invest them in something that will have an immense value 30 years from now. Many buyers in the 70s and 80s are now selling their homes for 3 to 4 times what they paid for them. Some in the 60s might get more than 20 times what they paid.

Whatever your house or condo is worth in the years ahead, it’s yours. That’s the point. You will feel more comfortable every day of your life, more secure and confident knowing you own the property you live on. That sense of security, belonging, and confidence is important.

In California, Texas, Illinois and New York state you don’t need a down payment. You can borrow for the entire purchase. If you have credit card accounts, you may be able to ask for a raise in your CC limits to use for the purchase of a home.

 

Remember, that renter’s don’t get tax credits, but homebuyers do! Visit market watch to discover what tax credits you might qualify for .

The Downpayment Problem — Solved!

Having money for a down payment is always good. If you’ve got a bank of mom and dad, use it if you can. On a traditional home mortgage you will need 3% down payment. If you can raise 5% for your home purchase, a wider array of financing options become available because of how you look better to lenders. If your loan amount for the home purchase is above $417,000 for a single family home, you’ll have to raise 10% using with conventional financing. This will be called a Jumbo loan.

If your downpayment is zero or a low percentage, you’ll need mortgage insurance. The FHA or Federal Housing Administration insures mortgage loans with as little as 3.5% down payment. In California, the loan limit is up to $520,000.




See what your loan limits are in California:

californiahousingfinanceagencylogoVisit the California Housing Agency to discover education and home loan programs to help you buy a home. They have assistance, advisors, first time buyers education courses, info and guidelines to learn on program eligibility and property eligibility.

Don’t forget local county programs. Most cities and counties in California for instance have homebuyer assistance programs designed for their residents. These may include loans for first time buyers, down payment assistance, and funding for property rehabilitation.

The USDA offers programs to help buyers in rural areas. USDA loans don’t require putting any money down, however USDA has eligibility requirements, including income and property size.

usdalending

Check out Freddie Mac’s HomeSteps program of homes for sale.

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9 Reasons Why Rental Income Investment Property is Hot for 2018

Real Estate Investments with the Highest Returns

Looking for the best cities to buy real estate with the highest return on investment? How about one with an ROI of 30% to 40%?

Yes, those numbers are possible when you consider how real property delivers multiple streams of income, including tax savings, and a higher resale value when you want to divest.

There’s so much to learn about property investing such as financing, where to invest, hiring an agent if necessary, choosing tenants, renovation, and when to sell outright if the price is right.

Most investors are too convervative, especially those who are buying a home. Although buying a home is a sensible purchase, a better approach is to let someone else pay the mortgage.  Visit the number one real estate investing youtube channel and you’ll find out how how to purchase multiple properties, and manage them efficiently with online rental property software for even greater returns.

Real estate management is better when it’s visual. Property management shouldn’t be done on spreadsheets — Managecasa.com

If you can handle the risk, the key to even bigger profit is to leverage bank money to buy multiple properties. And how can you top that investment?




By selling the property to someone else who believes in its value more than you do. They’ll pay a speculative premium to have this great income earning asset. Just like a start up business where a buyer may pay much more than you’d expect to take that business to the next level.

I guess the rule here is, get it started, develop the full potential, and you could end up with a big winfall, which you can take with you to a new project, or if you want, just take off to Costa Rica.

For regular single property investors, the key to really powering up returns is in living in that property. So before you decide on a real estate agent and mortgage agent, consider how you can ramp up the full potential of a real estate investment. This will affect the type, location, and size of property you choose to buy.

And those agents will love to work with you because you may be doing additional deals. Get ready to be popular when you get creative with real estate investing.




Check out the rental investment potential in the Los Angeles real estate market, San Francisco real estate market, New York real estate market, or Toronto real estate market. These markets have intense conditions that support high rental prices and limited chance of price depreciation.

Here’s 9 reasons why rental income property is ideal:

  1. you can charge rent from the people who live in it
  2. you can live in your investment
  3. you can write off home renovations and improvements
  4. you can write off the cost of new appliances, insurance, realtor and mortgage agent commissions along with legal fees
  5. you can write off your capital gains using tax breaks/retirement tax benefits
  6. huge demand for rental units from younger generations and immigrants
  7. huge demand for homes from millennial aged buyers
  8. home prices are expected to increase
  9. you can borrow and leverage the banks’ money

If you have hundreds of thousands of dollars to invest in rental income property, there are other avenues you can follow such as various reits and investment funds. They’re lower maintenance investments but don’t offer huge rates of return. You’re in this to make money not invest in something that pays like a bank savings account.

One hot investment opportunity is student housing investment. Foreign students and domestic students in places like San Francisco and Vancouver have a very hard time finding rooms or condos.  The situation is critical. Take a look at this post on student housing investment in Vancouver for starters. You’ll learn of one company, CIBT Education listed on the Toronto Stock Exchange. They are the leader in this space in Vancouver BC, and you can invest without actually buying properties and maintaining them yourself.

 

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Auto Insurance Quote Philadelphia – Get the Lowest Rate in PA

Finding a Better Auto Insurance Rate and Policy Takes a Effort

If you’re in the habit of sticking with your current auto insurance company without a glance at who is offering lowering rates, are you doing yourself a favor? How about considering the possibility that some Philadelphia or Pittsburgh based insurance companies are willing and even eager to get your business at a lower price?

It’s true, so put Geico, Allstate, Progressive and other big brands out of mind and start checking around for secondary market providers who give you much better rates. The savings can be significant. But don’t jump at the first offer. Remember to let national insurance brands and local Philly brokers compete for your auto insurance business. When they compete, you have power.

Just as they are in Denver, Salt Lake City, Minneapolis, Green Bay, Detroit, Indianapolis, and Boston, winters are harsh in Philadelphia and winter means road risk and higher quotes.  So search for a better insurance quote right now, but don’t accept an offer before you’ve done a few things to lower your liability. It’s all about risk and liability in car insurance. Check out whether driving an electric car might provide lower insurance costs.




Here’s 3 things you can do to get a better auto quote in Philadelphia:

  1. buy winter tires – the softer rubber and deep tread help give you traction and lower the risk of you rear ending another driver near an intersection, and how many times per winter do you see that happen? And what do you think happens to their insurance rate?
  2. look into usage-based insurance which lets the insurer see how you drive, how far, at which times, and where you go. If you don’t drive much during dangerous times over long distances, and you drive well, usage based auto insurance could substantially lower your truck or car insurance costs
  3. bundle your home and auto insurance. These companies will give you a discount if you open other policies with them, so use your need for home insurance as an asset in this case

Insurance Buying Tips for Philadelphia Drivers

Check out these super saving tips for cutting car insurance costs and getting better auto coverage.

Your car insurance rate will depend on what  neighbourhood in Philadelphia you live in and what route you might take to get to work. Those commutes to work is where the liability for the insurer is.  Longer commutes raise the likelihood of an accident and an insurance claim. Not much you can do about where you live and work, however insurance companies rate the liability differently. Some companies don’t want your business and thus raise their rates, while others are eager to have you on board and will offer the lowest quote. The ones who are more aggressive in getting visibility online and offering you a visibly lower quote are your best choices.

Finding the best auto insurance in Philadelphia isn’t all that hard.

Just keep persisting in searching and they will get in front of you on your screen. We can’t say it strongly enough, that persistence is the key. Set aside a good amount of time for searching for insurance and have a spreadsheet ready to record the prices they quote.  Collect at least 8 quotes from insurers so you can feel assured that you’ve done your best.

It’s a good feeling to know you put the effort into finding and saving. Savings of $10,000 over 6 years is possible as explained in the savings post.

It’s your right to be the lowest auto insurance quote possible.




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Why SEO is Still the King of Digital Marketing

Customers Looking for Your Product/Service

SMB owners have 3 key digital marketing vehicles to generate new traffic and sales prospects: Social, PPC, or SEO. SEO doesn’t have the ongoing costs like PPC does. Searchers click on the natural search listings and you aren’t charged a penny. SEO has the reputation of zero cost, high revenue, however it does have a cost. It’s an equity investment cost that creates excellent returns over and over.

When you compete in SEO, it necessitates competing in content and conversion strategy. SEO traffic is the truest indicator of customer attitudes and preference. That’s excellent feedback.  Optimization isn’t just keyword manipulation then, it’s optimizing the whole process of converting these excellent prospects are actively seeking solutions.



Discover the Top 12 Factors for creating top rankings and big traffic.

ROI is difficult to measure and very often SEO isn’t given credit for the full value it generates. You’ll find your direct traffic increases along with your Google referals.  Google doesn’t track referals very well, but we know most direct visits are actually Google visitors.  Despite that, a few surveys show marketers do believe SEO underpins their success.  When you consider the lifetime value that SEO produces, it is clearly a great part of any sustainable marketing effort.

Kiss Metrics conducted a study and this graphic shows that sales are attributable over a certain time period. Tracking over many years is more difficult because tracking cookies get deleted. A top notch tracking system lets them track revenue back to the keyword phrases typed in by customers.

KM-Revenue-Search-Terms

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Why is SEO Considered Most Impactful to Sales?

bottlePeople search when they’re highly motivated and interested. Google searchers feel they’re being given the best sources for information and products and they’re on track to fulfillment. What Google knows is that search is like selling a bottle of water to a desperate, thirsty man in the desert – at the right time and place to get the best price. SEO is responsible for getting products/services exposed at the specific time customers most want to see them.

Think of how Coca Cola is everywhere to quench our thirst. This post describes how SEO is key to an omnipresence strategy that increases the value of PPC and social media.

Speaking of omnipresence, my national hotel client needed help with Google local rankings and in regular organic search rankings. I lifted their Google traffic from 1.2. million visits per year to 2.5 million visits.  And I didn’t ask them to divert funds from their PPC campaign to organic search. I regret not being more assertive when in fact, my plan would have created much more benefit for them. Yet, no need to regret. They received incredible value for what they spent and as well, gave their competitors maximum hardship.

More than Keywords: SEO + Content Supercharges your Digital Marketing

In B2B marketing SEO is by far the most efficient from of promotion. To not do SEO is leaving a lot on the table.  And by encouraging interesting and relevant content, SEO actually improves the performance of social media leads and ppc advertising leads. The spirit of SEO is an important driver in healthy digital marketing. PPC has no soul.

Google recently made some changes to Adwords because sales conversion has plummeted. They recently launched their band aid program called “smart goals” to help customers improve their poor conversion rates. The bigger problem is that PPC is a cheapskate’s ad tool. Adwords is all about getting something you didn’t deserve, and all too often the ads aren’t relevant. The top issue now is that advertisers have no money left for high quality engagement and conversion. It’s all down to a single minimalist landing page. Similarly, advertisers avoid social media as well.  Now they’re stuck in PPC Hell.

That’s why doing PPC, email, SEO, and Social Media together in an integrated or Omnichannel strategy works best. Each channel supports the others and is able to create a variety of touchpoints with prospects in any industry.

Building more useful, relevant, engaging, and sharable content helps support your outreach and link building efforts. If you rely on one channel (e.g. Adwords) you won’t generate enough natural touchpoints with customers. Especially in B2B where purchase cycles are longer and highly involved, these multiple channels keep your company top of mind. And they give prospects multiple angles on your business. If your UVP message and branding is consistent, omnichannel can really make a strong impression. Omnichannel is where successful companies are headed. If you’re not there, you may be drowned out in all channels.

The Searcher Likes the Organic Search Experience

A search is a quest or an exciting adventure to find satisfaction. Searchers enjoy the control that Google organic search provides which other media don’t provide. SEO can lead to so many sources of satisfaction including a trip into social media. As a business serving customers, you should have very relevant, high quality content since it’s the essence of their search, whether it’s new home floorplans, neighborhood profiles, or maybe a retirement home in Central America and the medical services available there.

ppcpricesTake a look at these Google Adwords PPC per click prices on insurance related keyword phrases. The most expensive keyword phrase is mesothelioma lawyer at nearly $300 per click.

Even if your clicks cost $5 and you convert 1% to a sale, your cost is $500 per customer acquisition.  1% is an excellent conversion rate for most sites with a good value proposition.  Yet conversion rates are falling because consumers are shopping around for the solution that matches them best.  Your prospects have more options even if those options are a fool’s paradise. Your plan now has to be about getting them back after they’ve been brainwashed and misinformed by 10 other competitors.

 

SEO is Complex

SEO is a process of creating and shaping content on your website, blog, or social media pages which Google will deem useful to searchers.

It’s also an active process of engaging with other web publishers and encouraging them to share your content.  Good Value + Distribution + Persuasion = Viral Success. I have to tell you though that you can go viral without any SEO success.

8 Keys to SEO Success

  1. Seek deep, thorough customer research – customer pains, UVP, and web analytic insights. An SEO must understand the company’s marketing goals, UVP, branding, target customer, industry dynamics, and how targeted customers can be reached and engaged.
  2. Do Thorough accurate useful keyword research – discovering relevant keywords and keyphrases to target. This is normally done via Google keyword tool and SEMrush keyword tool and Google analystics. Keywords, related words, and topical themes are woven into content in a sophisticated way (in headings, in links, near links, and in how paragraphs are constructed) and the messaging used determines how other web publishers will provide links and citations about your company. It’s all in the SEO’s hands.
  3. Create Imaginative, fresh content – this is where plenty of reading, web surfing, social surfing, and brainstorming exercises come in. Your SEO needs freedom to explore, surf and opportunities to connect with influencers.  An SEO/content developer needs to be active and a big consumer of content themselves.animated
  4. Well Planned Content infrastructure –  Googlebot, which is Google’s anxiety causing indexing robot actually experiences your content too. How it navigates and understands your content and its quality is solved with a well planned layout of themed content.  Your content is for users, but you need to recognize how a robot interprets what it collects. A subtle but expert optimization gives Google the right picture but also avoids spam filters. Moderation is important but don’t shy away from pushing the envelope. The key is whether Google trusts your site. If trust is good, you can optimize all you like.
  5. Integrated social media engagement – Although most businesses only utilize two or three social channels, they must coordinate social messages to capture attention, bring engagement to critical mass and then encourage an action. This is where understanding the customer’s emotions and how to appeal to them is important. If social visitors like your content, they will share it, and that creates more valuable inbound links to your site.
  6. Mobile consumption –  B2B and B2C customers are using smartphones and tablets more frequently. Mobile content is delivered differently because of the limited bandwidth and customer attention. No one reads long on their phone, so mobile content must be brief, fast loading and impactful. Being mobile friendly isn’t enough. Google is watching whether your site sucks for mobile users and your rankings will fall if users aren’t engaged with the content or leave fast.
  7. Aggressive outreach campaigns – Google is dependent on inbound links to determine trustworthiness and keyword relevance. Web publishers and bloggers and tweeters aren’t necessarily motivated to say anything about your product/service/company or link to your web site. A campaign of connecting with them, especially key influencers, and engaging with them can generate big ranking and traffic results. And, they will want valuable, helpful, popular content to share and promote, so your content developers must create fascinating, compelling copy, stories, graphics, videos and comments that impel them to share it online. It is other people who make your business successful and outreach makes you appreciate that fact.

The success of SEO usually comes out of good knowledge of your customer and a desire to create good content experiences for them. Google will recognize when your content is “HOT” and whether you are converting those visits to sales.  Heck, they can see everything.  Forget about cheap PPC and email tricks and put an honest effort into SEO. I’ts the only approach that’s sustainable.

These 7 essentials of SEO help you understand what really still is the core of omnichannel marketing.  SEO is still a dominant channel for any digital marketing strategist. Contact me if you’re a mortgage agent, insurance broker, or lawyer. I can connect you to leads.

 

A much desirable alternative to hiring an agency or in-house college grad, is to hire a dedicated digital marketing strategist from Toronto Canada. As an 18 year veteran digital marketer, I offer the best possible digital marketing advice and have consulted with companies in Los Angeles, Boston, Vancouver, San Diego, Dallas, Denver, and Phoenix.  I can help you compete head to head with realtor.com, homes.com and remax.com. As an experienced and versatile digital marketer, I can help build your knowledge of SEO, Social Media, and content marketing. I build impressive, qualified traffic via high quality, relevant content and outreach strategies. Let’s get started!

Car Insurance Quote Chicago

Lowest Auto Insurance Chicago

Find the best Auto insurance rates in Chicago and area by searching online.  Illinois happens to be one of the more expensive states for auto insurance. Just as in New York, Boston, and Denver, the weather, ice and snow, make driving tricky, thus a higher likelihood of being involved in an accident and making a claim.

Whether you’re in Chicago, Indianapolis, Detroit, Denver, or Philadelphia, how making saving on car insurance by shopping online a yearly habit.

Not so Dumb!
Don’t be Dumb Chicagoans, Get the Best Auto Rates!

Shopping online is the best way of lowering your auto insurance costs. Don’t accept that car insurance is a statutory expense and you’re stuck with whatever Chicago and national insurance companies decide to charge.  There are plenty of alternative providers on the market, although you’ll only find them online or through a number of insurance brokerages.

That’s why you must get competitive quotes as you can even for high end luxury cars.  Chicago insurance brokerages offer products from a big variety of auto insurers, but online insurance companies offer an infinite variety with the benefits and low price you need. You’re bound to find the lowest rates for your truck, car, or motorcycle this way.

 



Don’t stop with low auto insurance.  Keep on searching for lower home loan mortgage rates, solar roof installation, getting a free home market evaluation and save all the money you can. Find better Los Angeles Auto Insurance, Phoenix Auto Insurance, Boston Auto Insurance, San Francisco Auto Insurance, San Diego Car Insurance Quotes, Miami, or Denver quotes for auto insurance.

What $10,000 Looks Like

Ten thousand dollars
Save on Your Car Insurance

Search for a good 40 minutes on Google or Bing because you might save you $10,000 over 6 years. That may be a third or a quarter of your earnings for one year. Don’t give that money away with out a fight.  If you’ve been loyal to the same Colorado auto insurance company or one of the national brands for years, there’s nothing wrong with that unless they’re taking advantage of you.  Would any insurance company in Chicago would do that to you?

Tips to Save on Car Insurance

I’ve outlined how you can save on car insurance premiums, and here on this page drivers in greater Chicago will find auto insurance companies, insurance brokerages, and insurance agencies offering better rates to new customers. So come on, think positive and give these smaller insurers a chance to show what kind of super low rate auto insurance policy they can write on your vehicle and how you can drop, reduce or lower the premiums you pay.

What to Look for When Getting Auto Insurance Quotes

tipstosavemoneyIt’s tough to know when you’re getting a better quote on your Denver auto policy when you’re not sure what it covers. There’s things you can save on and things you can improve on. Ask about accident forgiveness, rental vehicle coverage, rental replacement coverage, combining your home/contents insurance, usage-based coverage, higher deductible for collision damage, and discounts for using snow tires.

Should you outright cancel your collision coverage? Tough decision, however it may save you some cash, or it might not save you much. Get quotes either way and see what the difference is. If the difference with no collision coverage on your auto policy is minimal then don’t do it. It’s better to get your old beater repaired if you smack into someone on the congested, steep roads anywhere in Colorado. If you need your vehicle to get to work, then by all means, keep your collision coverage deductible.




Accidents do happen, especially in New York City, Los Angeles, Phoenix, Boston, Chicago, Miami, Houston or Denver.  Too many trucks, cars, and motorcycles on the roads and it won’t be getting less congested.

Check out this infographic for info on liability coverage:

Check out insurance liability coverage on your policy. Infographic courtesy of
Check out insurance liability coverage on your auto policy. Infographic courtesy of Liabilityinsurance.org

Chicago Auto Insurance Agents

United Auto Insurance Agency
3201 N Harlem Ave,
Chicago, IL 60634, USA
773-202-5000

Great Northern Insurance Agency
5632 S Pulaski Rd,
Chicago, IL 60629, USA
773-838-3900

1st American Insurance Agency II, Inc
4445 N Pulaski Rd,
Chicago, IL 60630, USA
773-467-2200

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The best auto insurance rates in Los Angeles, Phoenix, Denver, Seattle, Chicago, Boston, New York, Dallas, Houston, San Antonio, Austin, St Louis, Minneapolis, Green Bay, Charlotte, Tampa, Miami, Orlando, Toronto, Beverly Hills, Malibu, San Diego, San Francisco, San Jose, Sacramento, Mountainview, Palo Alto, Portland, Washington, Atlanta, Long Beach, Kansas City, St Louis, Stockton, Scottsdale, Palm Springs, Indianapolis, Columbus, Colorado Springs, Fort Worth, Chula Vista, Escondido, and Honolulu are waiting for you online.