Best Auto Insurance Quote Los Angeles – Compare Lowest Rates in LA

The Lowest Car Insurance Quotes in Los Angeles

Savings of $10,000 for Some Drivers

According to recent auto insurance quote surveys, California and Los Angeles are one of the highest cost zones for car insurance coverage.  And that’s not just luxury car insurance.

The nature of LA itself where population density, road congestion, and time pressures make for higher than average risk of accidents and claims. But when driver’s automatically and blindly succumb to the belief that everyone has to pay higher auto insurance, they’re going to lose their money.




Whatever area of Los Angeles you live in, having some perseverance in your auto insurance search will pay off. It’s not that insurance company quotes are high and intentionally designed cheat you, it’s that you, your family, and friends don’t try to get the best rates.

And if your family and friends aren’t searching, send them to this post on saving on car insurance.  That’s what this post is about, saving mone on auto insurance in Los Angeles County. By searching, you’re making it less likely you’ll get cheated on car insurance quotes.




caranddriverhonda
Photo Courtesy of Caranddrivercom – New Car Reviews

If you do a search for car insurance rates on a comparison site or an Los Angeles broker’s website, you’ll see how the yearly auto policy rates can vary more than $2000!  How long does it take you to earn $2000?

Quest for the Lowest Auto Rate

Google search should always be the starting point of any product or service search.  For auto insurance, homes for sale, finding a realtor, finding a mortgage agent, car loan, or home reno contractors in Los Angeles, Google should be bookmarked.

Through Google and the advertisements on this post, you’ll find a number of insurance companies and brokers. The more you check out, the bigger your savings. Don’t give all your money to the big insurance companies. Vary how you search so you don’t get railroaded by online marketing strategists either.

Believe me, I know how they trick you into obsessing about an unimportant issue or your zip code or something else that distracts you from searching for what you want — low auto insurance rates in Los Angeles.

From most insurance providers in Los Angeles, car insurance is a commodity so why should you pay more than you have to?  Learn more about saving on car insurance here.

Find the lowest insurance rates in your city: LA auto insurance, Boston auto insurance, Phoenix car insurance, San Francisco car insurance, San Diego boat insurance, Seattle truck insurance, New York car insurance, Indianapolis SUV insurance, Detroit SUV insurance, Indianapolis Car Insurance Quote onlineToronto car insurance quote, or Chicago car insurance.

Searching for Car Insurance Quotes

Insurance rate quotes vary by zip code, age, gender, type of vehicle, and driving records of course.  Read my previous post about how vehicle choice affects auto insurance rates.

My Car Insurance Quote

This car insurance quote comparison chart below is a perfect example of the range of premiums and yearly costs.  There’s a big difference.

car insurance quote
Rate Comparison Chart courtesy of Insurance Hotline

Why does it pay to Shop Around for Insurance Coverage?

The status quo hurts. Your current auto insurance company in LA isn’t going to lower your rates or keep you up do date on savings. They make more money by keeping quiet.  As you can see in the above graphic, insurance company rate quotes vary significantly and they’re not going to tell you why. That’s their right. All you can do is shop around for lower car insurance rates in LA specifically, and avoid these nasty realities:

  1. your current insurance provider keeps raising your rates and you’ve done nothing wrong
  2. some auto insurance companies actually use FICO insurance credit scores to raise your premiums even though your credit score has nothing to do with your driving record or risk
  3. uninsured or young drivers living in your home – they feel their presence and possibility of driving your car or truck is a big liability
  4. your type of vehicle may be deemed more risk to them (ISO’s Vehicle Series Rating) because it’s more expensive to repair in your area
  5. your zip code is considered more high risk by many insurers even though you live on the edge of the zip code
  6. they assess the risk of your specific moving violations and total violations differently
  7. some insurance underwriters believe that you’re male so you’re guilty before you put the key in the ignition
  8. your insurance company may not lower your rates even though you’re now 10 to 15 years older and deserve a better rate because of your lower risk and better driving record
  9. you may have forgotten to tell them that your situation has changed, your commute has shortened, and children have left home.

The fastest way to eliminate these car insurance problems is to search for alternate providers because your current provider has no incentive to cut your auto insurance premiums. Chances are high that you’ll just stick with them.




Los Angeles Auto Insurance Agents

Northstate Auto Insurance Services Inc
455 W Florence Ave,
Los Angeles, CA 90003, USA
323-751-9800

Fiesta Auto Insurance Agency
Address: 611 E Imperial Hwy #102,
Los Angeles, CA 90059, United States
323-776-1096

Cost-U-Less Insurance Center
4301 South Figueroa Street,
Los Angeles, CA 90037, United States
323-345-6347

Shop around for the cheapest car insurance rates online.  Rates vary in Los Angeles, Phoenix, Denver, Seattle, Chicago, Boston, New York, Dallas, Houston, San Antonio, Austin, St Louis, Minneapolis, Green Bay, Charlotte, Tampa, Miami, Orlando, Toronto, Anaheim, Beverly Hills, Malibu, San Diego, San Francisco, San Jose, Fresno, Santa Clara, Sacramento, Mountainview, Palo Alto, Sunnyvale, Salt Lake City, Riverside, Rancho Cucamonga, Costa Mesa, Thousand Oaks, Simi Valley, Raleigh, Albuquerque, Glendale, Oceanside, Long Beach, Huntington Beach, Carlsbad, Santa Clarita, Temecula, Kirkland, Redmond, Kansas City, St Louis, Stockton, Scottsdale, Palm Springs, Indianapolis, Chula Vista, Escondido, or Santa Monica.




Car Insurance in Los Angeles County California

Serving the communities of Anaheim, Beverly Hills, Malibu, San Bernardino, Riverside, Long Beach, Santa Ana, Lakewood, Glendale, Simi Valley, Torra, Chino, El Monte, Huntington Beach, Fullerton, Pasadena, Torrance, Irvince, Thousand Oaks, Pomon, Ontario, Downey, Yorba Linda, Lakewood, and Downtown LA.

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Lowest Car Insurance Portland – Oregon Insurance Quotes

Get the Lowest Auto Insurance Quote Possible

Is trying to save on auto or truck insurance a worthwhile mission?  You’re reading this page so you believe it is. What you may not know is that these savings can be as much as $10000 over 5 years. Tha’t why it makes sense to search online and get as many quotes from insurance companies and brokers as possible.

Portland insurance brokers are an especially interesting option since many have their own insurance companies and underwriters they refer customers to get quotes from.

Just like any Oregon insurance companies however, they are interested in making a big profit. That’s why they’re in business. The key is to let other people pay those big profits, while you get rock bottom quotes.




It’s proven that the only way you will get rock bottom, lowest insurance quotes, is to shop around. Insurance companies are tough to this shopping concept, and they’ll make you work really hard to get a quote out of them. They know they don’t have the lowest rates nor policies with good benefits. By shopping, you can save and you might get those features you absolutely want such as free roadside assistance and free rental car.

Where do the biggest savings come from:

  1. buying a cheap, older model car to drive to work
  2. buying usage-based policies
  3. keep your credit rating high
  4. don’t carry collision coverage
  5. install an anti-theft device on expensive car or truck
  6. bundle your home insurance with your auto insurance

So come on Portland drivers, get into the shopping mode and find your lowest cheapest car insurance quote possible. You’ve got the power to shop and save!




Check out auto insurance agencies in your city:

Chet Hill Insurance Agency
10402 NE Sandy Blvd,
Portland, OR 97220, USA
503-256-2020

Timmco Insurance Agency
7330 N Leavitt Ave,
Portland, OR 97203, USA
503-247-8111

Allstate Insurance Agent: Damian Gobel
1511 SE 122nd Ave,
Portland, OR 97233, USA
503-255-3490




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One way to get the best car insurance rates is to use a telematics device. If your driving behavior is erratic and aggressive, the insurer may not offer you lower rates so bad drivers may not benefit at all. Check out this solution for lowering insurance rates for teen drivers.

Cheapest Auto Insurance Rates US

Where Can You Buy the Cheapest Auto Insurance?

Which States and Cities boast the lowest auto insurance rates? Let’s look at the studies done and find the best and the worst, just so you don’t think your high rate is “just me.”  Of course, the insurance companies are free to provide whatever pricing and coverage they like, regardless of which city or state you reside in. And you’re free to switch providers). Your neighborhood and credit rating may actually have more impact on your automobile, truck, or motorcycle insurance rates.

These are the latest average yearly prices for auto insurance as per insure.com’s annual survey. These results aren’t positively validated, however they’re a good indicator of auto and truck premiums across the US.  
Insure.com used a company to create auto insurance quotes from 6 large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm) in 10 ZIP codes per state.  

We all know Michigan has the highest rates due to their lack of limits on liability.  Looks like the gap has closed quite  bit from Michigan’s rates to that of Montana and New Jersey.



National Average Premium $1,325.00
1 Michigan $2,738.00
2 Montana $2,297.00
3 New Jersey $1,905.00
4 Louisiana $1,842.00
5 Oklahoma $1,778.00
6 DC $1,773.00
7 California $1,752.00
8 Florida $1,654.00
9 Maryland $1,610.00
10 Rhode Island $1,608.00
11 Delaware $1,607.00
12 Georgia $1,559.00
13 Texas $1,510.00
14 West Virginia $1,456.00
15 Wyoming $1,421.00
16 Colorado $1,393.00
17 Connecticut $1,367.00
18 South Carolina $1,353.00
19 Arkansas $1,345.00
20 Alabama $1,337.00
21 Massachusetts $1,325.00
22 Pennsylvania $1,305.00
23 Kentucky $1,295.00
24 New Mexico $1,277.00
25 Mississippi $1,277.00
26 Oregon $1,267.00
27 Minnesota $1,257.00
28 Nevada $1,221.00
29 North Dakota $1,200.00
30 Nebraska $1,188.00
31 Arizona $1,188.00
32 South Dakota $1,168.00
33 Washington $1,168.00
34 Tennessee $1,145.00
35 Kansas $1,135.00
36 Indiana $1,113.00
37 Alaska $1,078.00
38 Utah $1,061.00
39 Missouri $1,056.00
40 New York $1,050.00
41 Hawaii $1,049.00
42 Illinois $1,035.00
43 Virginia $1,020.00
44 Iowa $989.00
45 North Carolina $987.00
46 Vermont $942.00
47 New Hampshire $941.00
48 Idaho $935.00
49 Wisconsin $912.00
50 Ohio $900.00
51 Maine $808.00

Do you need luxury car insurance quotes?




Best Auto Insurance Rates by US City

Nerdwallet conducted a study of car insurance rates by city and published their findings. How do these rates compare to what you’re paying?

Rank City State Population Average Car
Insurance Premium
1 Winston-Salem NC 232,397 $969.10
2 Greensboro NC 273,419 $1,089.58
3 Raleigh NC 416,126 $1,098.48
4 Durham NC 233,210 $1,100.50
5 Charlotte NC 751,074 $1,123.09
6 Boise City ID 210,151 $1,221.65
7 Rochester NY 210,850 $1,249.26
8 Fayetteville NC 203,922 $1,294.80
9 Spokane WA 210,107 $1,307.68
10 Montgomery AL 213,132 $1,375.82
11 Des Moines IA 206,577 $1,420.07
12 Birmingham AL 211,458 $1,429.36
13 Albuquerque NM 552,801 $1,442.01
14 Anchorage AK 295,570 $1,449.39
15 Mobile AL 194,887 $1,470.68
16 San Diego CA 1,326,183 $1,474.71
17 Chesapeake VA 225,050 $1,479.11
18 San Jose CA 967,478 $1,483.83
19 Madison WI 236,889 $1,490.36
20 Chula Vista CA 247,514 $1,490.56
21 Virginia Beach VA 442,707 $1,494.24
22 Irvine CA 215,511 $1,498.10
23 Fremont CA 216,912 $1,502.47
24 Huntington Beach CA 192,868 $1,510.83
25 Pittsburgh PA 307,498 $1,514.27
26 Oxnard CA 199,917 $1,519.11
27 Fort Wayne IN 258,803 $1,532.76
28 Bakersfield CA 352,429 $1,560.93
29 Tallahassee FL 182,955 $1,573.02
30 Norfolk VA 242,628 $1,591.95

(Chart above courtesy of Nerdwallet)




The Cost Breakdown of Car Insurance Premiums and Sources

This infographic provides a handy breakdown of costs related to auto insurance premiums.

car-insurance-cost-infographic




Luxury Cars: Shop around for the Best high end automobile insurance.

Rates vary in Los Angeles, Phoenix, Denver, Seattle, Chicago, Boston, New York, Dallas, Houston, San Antonio, Austin, St Louis, Minneapolis, Green Bay, Charlotte, Tampa, Miami, Orlando, Toronto, Vancouver, Montreal, Ottawa, Oshawa, Hamilton, Newmarket, Richmond Hill, Oakville, Calgary, Kelowna, Mississauga, Anaheim, Beverly Hills, Malibu, San Diego, San Francisco, San Jose, Fresno, Santa Clara, Sacramento, Mountainview, Palo Alto, Portland, Washington, Atlanta, Irvine, Nashville, Sunnyvale, Salt Lake City, Riverside, Rancho Cucamonga, Costa Mesa, Thousand Oaks, Simi Valley, Raleigh, Albuquerque, Glendale, Oceanside, Long Beach, Huntington Beach, Carlsbad, Santa Clarita,  Henderson, Mesa, Temecula, Kirkland, Redmond, Kansas City, St Louis, Stockton, Scottsdale, Palm Springs, Indianapolis, Columbus, Colorado Springs, Fort Worth, Chula Vista, Escondido, Santa Monica, Miami Beach, and Honolulu.

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