Auto Insurance Companies – Car Insurance Quotes

Compare Auto Insurance Rates

Stats revealed auto insurance premiums rose by 7% last, far above the usual 3 to 4%.  With driverless vehicle technology ready to roll, and auto claims rocketing, drivers are likely to see even higher rates soon.

If your rates rose despite having no claims last year, well, isn’t it time you started shopping for cheaper auto insurance?

Shopping around online is the only way you will reduce your auto insurance costs




Compare Car Insurance Rates

If you’re not comparing auto insurance rates, you’re giving away money. In fact, car insurance shopping is the only way to can substantially lower your premiums and get better converage.  This post will convince you and give you some new options.

You get lower auto insurance by comparing quotes from different vehicle insurance companies. There are a lot of them out there.  There’s big and small insurance companies and independent brokers looking for your business.




Will you save on insurance for electric vehicles?

Rising auto insurance isn’t a local issue. Car insurance rates are rising everywhere but it appears consumers are apathetic about it. If you look at the price charts below you’ll see how much people expend for auto insurance.

Self-driving cars could raise auto insurance rates for you and I, since those autonomous car companies would negotiate their own low rate coverage. They’ll save plenty, but you will have to negotiate your own insurance rate.

 




The insurance companies are awash in cash now however they’re facing tough times as their own pool of revenue is eroded and claim payouts rise. Switching insurance companies might be a wise move. Consider this stat:

The average auto insurance premium in Ontario, Canada is $1,458, which is almost 55% higher than the average of all other Canadian jurisdictions — from a Globe & Mail report.

It’s 2017 and time to take massive action to save money. Have you investigated UBI or usage based auto insurance? Check out the auto insurance rates for your city or state below.

Get the best auto insurance quotes in Toronto, Vancouver, Los Angeles, San Diego, Miami, Phoenix, Denver, Boston, New York and other cities where consumers are fed up.  We’re all paying too much to insure our cars, SUVs and trucks. It’s hard earned dollars ($10,000) that you’re giving away but now that can change.  Has your loyalty to one insurance company done much for you?

Look back at the last 20 years of auto insurance coverage you purchased (e.g., 20 x 12 x $150 = $36,150).  Could you use that money right now?

It’s a Great Time to Switch Auto Insurance Companies

Bentley EV  – Luxury Car Insurance

Yes, switching insurance companies is a wise financial choice.  There are videos, charts, infographics and quote comparisons below that will open your eyes. When it comes to finding the lowest insurance rates, and a better policy, this might be a good starting point.  It’s best to do lots of searching and get a wide variety of quotes from insurers.  Just through persistence alone, you’ll get the best rates.  You could save $10,000 over 6 years or as much as $1800 in one year.

Do you Need Collector or Luxury Car Insurance?

Here’s an auto insurance niche where you can get more price and appropriate quotes for your Porsche, Mercedes Benz, Ferrari, Lamborhghini, Bentley, Rolls Royce, or Maserati.




I’m sure you’ll find the auto insurance quote comparisons below an eye opener.
According to one source, the average price of auto insurance across the US is $1100 to $1200 per year — that leaves lots of room for you to start saving!

Virginia has become the 19th state to ban consumer price gouging – Consumeraffairs.com – fair warning that you are probably getting taken.

Searching for Insurance via Google

Google is certainly fast and you’ll get better rates than from an insurance agency in Los Angeles, Boston, Phoenix, San Francisco, San Diego, Seattle, New York, Indianapolis, Detroit, Philadelphia, or Chicago. Within seconds you can be on an insurance company website and buy an auto insurance policy. I’d advise looking first to the auto insurance comparison sites before you decide on an insurance company and take their coverage.  That’s particularly true if you’re buying luxury auto insurance.




Not all of the big name companies such as Allstate, Progressive, Geico, Nationwide, State Farm, Mercury, StateFarm, and others offer great rates or the coverage you actually need. I know from my own searches that I tend not to be thorough enough. I get restless and frustrated and settle for a higher auto insurance quote than I should. I want to help you optimize your quest for the lowest auto policy.




Sharing Really is Caring
Share this post on Facebook with younger drivers who need some relief from $4000 to $8000 policies.
 

My Car Insurance Quote

I conducted a search directly on the insurer’s websites of Geico, Progressive, Statefarm, Liberty Mutual, Mercury, Allstate, AAA and Farmers. In the chart below, you can see the quote for a 40 year old male living in Santa Ana, California, driving a 2010 Hyudai Santa Fe 4 dr sedan to work 30 miles away daily, and having one non bodily injury accident (hit a car). We need an example to analyze an auto insurance quote, so let’s take a quick look at this one.

Statefarm’s auto quote was about $1300 less per year than Liberty Mutual’s. Over 6 years, that translates to $7800 in savings if I chose Statefarm.  Further below, I sought quotes via insurance hotline and the variation was bigger.  With your own search, you may find one local insurance company who may be willing to insure you at much less.

Is a  40 year old driver with one accident statistically that risky? Obviously Liberty Mutual, Statefarm, and AAA believe there is huge risk. Each company processes the statistics differently, and they’re entitled to. However, are they being reasonable about it. Is the auto quote abnormally high?

Geico Auto Insurance Quote Form Screen Capture courtesy of Geico

Get a Quote in Your City

Auto Insurance Los Angeles | Car Insurance Boston | Car Insurance New York | Truck Insurance Denver | Auto Insurance Quote Seattle | San Diego Auto Insurance | San Francisco Car Insurance Cheap | Auto Insurance Quote Chicago | Auto Insurance Phoenix | Car Insurance Quote Houston |  Discount Car Insurance | Usage-Based Telematics Devices | How to Save on Auto Insurance | Best Car Insurance Detroit | Insurance Companies

Auto Insurance Provider Price per Year
Geico Auto Insurance Company $1772
Progressive Auto Insurance Company $1884
Statefarm Auto Insurance Company $1654
Liberty Mutual Auto Insurance Company $2909
Mercury Auto Insurance Company $1760
Allstate Auto Insurance Company $1655
Nationwide Auto Insurance Company $2071
AAA Auto Insurance Company$ $2673
Farmers Auto Insurance Company $2796

Some of these companies make you fill out endless questions, some of which you have to wonder are even legal. I liked Progressive’s online auto insurance quote process the best.  It was quick and the least painful. They seem to respect your time the most. Their quote was a little higher than Allstate and Statefarm, but I suspect Progressive has a better corporate culture — a signal of how they’ll treat you after becoming their customer.

Auto Insurance Tips from Everquote.com

Auto Insurance Tips on how to Get Cheaper Car and Truck Insurance

Canadian Auto Insurance Buyers are Getting Ripped Off

Car Insurance Quote In Canada

Here’s another example auto insurance quote for a 2014 Hyundai Santa Fe, 4 door, for a 48 year old male with one ticket. See the huge difference in quotes from individual brokerages?  That’s right, in this case there are two Aviva brokerages competing. The lowest quote was  from Travelers insurance. It equates to $1700 savings per year and more than $10,000 over 6 years. That’s a significant amount.

car insurance quote
Car Insurance Quote for 2014 Hyundai Santa Fe

Auto Insurance Rates by US State

Just in case you’re curious, here is Insure.com’s rankings of States for car insurance policies for one year.

Cheapest Cars, Truck and SUVs to Insure

Are you looking for the cheapest auto insurance?  Check out usage based insurance and consider buying an old car. Here’s Yahoo’s list of the cheapest cars and SUV’s to insure:

1. Honda Odyssey LX – annual insurance premium: $1113 per year.

2. Honda CR-V LX – annual insurance premium:  $1,170.

3. Dodge Grand Caravan – annual car insurance premium $1,174.

4. Jeep Wrangler Sport – annual car insurance premium $1,181.

5. Jeep Compass Sport 2WD – annual car insurance premium $1,190

6. Ford Escape S 2WD – annual car insurance premium $1,194.

7. Buick Encore Sport Tour 2WD – annual car insurance premium $1,200.

8. Jeep Cherokee Base 2WD – annual car insurance premium $1,203.

9. Nissan Frontier S King Cab – annual car insurance premium $1,204

Here’s something to think about to motivate you: a savings of almost $1000. How long does it take you to earn $1000 x the next 4 years = $4000. Because, insurance buyers tend to be loyal (or just lazy) and stick with the insurance company that’s sticking it to them. If that’s you, then, spend a whole afternoon or evening searching for a lower auto insurance quote. Save your money.

Sharing is Good for Your Social Health, and good for others bank accounts. Help them save by sharing this post! Who couldn’t use all that money?

A survey by carinsurance.com (they do these studies for PR and for wider exposure in social media and Google) so take it with a grain of salt.  Carinsurance.com stated that in California, the average annual premium across the six top carriers was $1,428 (significantly higher than national average of $1,277). The cheapest car insurance averaged an amazing 33% less, at $960.

The Type of Car you Drive is a Key Factor

You may not realize that the insurance companies offer cheaper insurance for a certain type or brand of vehicle. Jeeps for instance have very cheap rates. Why? Who knows?  They’re not divulging anything that will cause them to lose profit. Obviously, your age, sex, and recent driving record will determine if you can get those best rates. Are new electric cars like the Tesla Model 3, Chevy Volt or Nissan Leaf the way to go?

Find the lowest insurance rates in your city: Los Angeles car insurance, Boston auto insurance, Phoenix car insurance, San Francisco car insurance, San Diego car insurance, Seattle car insurance, New York car insurance, Indianapolis car insurance, Detroit car insurance, Philadelphia auto insurance, Toronto car insurance, or Chicago car insurance.




Inforgraphic courtesy of Enhance Insurance – Automobile Insurance facts in all 50 states

Auto Insurance Resources

Car Insurance requirements in California:

Car Insurance requirements in New York:

Auto Insurance Coverage Requirements in Texas

Auto Insurance Coverage requirements in Florida

Auto Truck Insurance requirements in Illinois

Car Insurance minimum coverage requirements in Ohio

Car Insurance coverage requirements in Massachusetts

Lowest Auto Insurance Coverage in a City Near You

More on the best insurance in your city: Auto Insurance Quote Los Angeles | Car Insurance Quote Boston | Car Insurance NYC | Portland Auto Insurance |  San Jose Car Insurance EVBest Auto Insurance Quote Detroit | Car Insurance AtlantaAuto Insurance Indianapolis |  Auto Insurance Quote Seattle | Toronto Auto Insurance Quote |  Auto Insurance Quote PhiladelphiaOrlando Auto Insurance Quote |  Auto Insurance Vancouver | Auto Insurance Toronto |  Best Auto Insurance Quotes Jacksonville | Auto Insurance Tampa |  Best Car Insurance Washington DC | Cheapest Car Insurance Cleveland |  Auto Insurance St Petes FL | Best Car Truck Insurance Salt Lake City |  Auto Insurance Quote Pittsburgh | Las Vegas Car Insurance Quotes |  Car Insurance Dallas TX | Discount Car Insurance | Usage-Based Telematics Quote | How to Save on Auto Insurance | Car Truck Insurance Comparison | Insurance Companies

I welcome all inquiries from businesses inLos Angeles, Phoenix, Denver, Seattle, Chicago, Boston, New York, Dallas, Houston, San Antonio, Austin, St Louis, Minneapolis, Green Bay, Charlotte, Tampa, Miami, Orlando, Toronto, Vancouver, Montreal, Ottawa, Oshawa, Hamilton, Newmarket, Richmond Hill, Oakville, Calgary, Kelowna, Mississauga, Anaheim, Beverly Hills, Malibu, San Diego, San Francisco, San Jose, Fresno, Santa Clara, Sacramento, Mountainview, Palo Alto, Portland, Washington, Atlanta, Irvine, Nashville, Sunnyvale, Salt Lake City, Riverside, Rancho Cucamonga, Costa Mesa, Thousand Oaks, Simi Valley, Raleigh, Albuquerque, Glendale, Oceanside, Long Beach, Huntington Beach, Carlsbad, Santa Clarita,  Henderson, Mesa, Temecula, Kirkland, Redmond, Kansas City, St Louis, Stockton, Scottsdale, Palm Springs, Indianapolis, Columbus, Colorado Springs, Fort Worth, Chula Vista, Escondido, Santa Monica, Miami Beach, and Honolulu.

LifeHacks : How to Save More on Car Insurance for Smart People

8 Best Way to Save Money on Car Insurance

If you’ve always longed to be called a hacker, here’s your chance. I’ve got 8 of the best ways to cut your car insurance costs. Think of yourself as a smart, savvy consumer who is hell bent to save your money. And wow, when it comes to saving money, car insurance is a biggie. I showed in this post how I got an online insurance quote of $1700 less per year. Over 6 years, it’s a savings of $10,000. With that, I can take a vacation.

Car insurance is one of those insidious expenses that we don’t think enough about but if we put a little effort into finding a better policy, we’ll have quite a bit more money at the end of the year. That could come in handy when it’s your turn to play Santa at Xmas!

So how can you save enough to make it worthwhile? Here’s my car insurance saving hacks you can’t live without. Money’s important even those buying luxury auto insurance. Don’t just give it away to insurance companies. One of the reasons they can spend so much on advertising is because shoppers like you don’t demand the lowest rates.




Auto Insurance Buying Tips

Auto Insurance Buying Hack #1: Use Google for 4 hours and ensure you get quotes from at least 10 insurance brokerages.

Car Insurance Buying Hack #2: Buy your insurance online. Don’t phone. Progressive companies who pay out fast on claims will also have a good online quote tool and they stand behind their car insurance quotes.

Insurance Buying Hack #3: If possible, buy your other insurance coverage such as homeowners, renters, and boater/motorcycle insurance coverage with that insurance broker too.

Insurance Buying Hack #4: Use a brokerage because they’ll work harder for your money. If there’s quick adjustments needed or you need to change providers, they can advise you as they’re also always experienced and not biased like insurance company agents will be.

Auto Insurance Buying Hack #5: If you’re a good driver who doesn’t drive like a maniac and reckless abandon, use the $1000 or more deductible. It’ll save you quite a bit.

Auto Insurance Buying Hack #6: If your car is an old beater, consider eliminating your collision coverage. This isn’t an easy one, however if your car is worth $2000, you won’t be getting much if you have to make a claim.

Auto Insurance Buying Hack #7: Buy the right car or SUV, as I mentioned in this post on car insurance, some brands and vehicles such as the Honda Odyssey or Jeep Wrangler offer very cheap insurance rates. This could get your insurance rates way down!
So there’s my top car insurance buying tips for this year.

Auto Insurance Savings Hack #8: Ask for usage-based insurance coverage. This is called telematics by the insurance brokers and they’re certain to have a good provider in their stable. The insurance company will install a device which tracks you by GPS. They’ll note your speed, how you brake and accelerate, and other driving habits. This helps create a mood of control and poise in drivers because they feel they’re being watched or monitored. The fact you’re willing to do this means you may be a better driver and they may offer you lower rates. They want to keep good drivers and drop the bad ones. Simple business success for the insurance companies.

Save Money Driving in Your City

Find the lowest insurance rates in your city: Los Angeles car insurance, Boston auto insurance, Phoenix car insurance, San Francisco car insurance, San Diego car insurance, Seattle car insurance, New York car insurance, Indianapolis car insurance, Detroit car insurance, Philadelphia auto insurance, Toronto car insurance, or Chicago car insurance.

Are you a homeowner looking for ways to save on hydro power and enhance the curb appeal of your home. Check out this post on residential solar power systems.  The savings are good, but the rise in home value is the surprise.

The most important thing you can do to save money is shop around and never tire of getting quotes. You owe nothing to the insurance companies by paying more and limiting your search. It’s your money so keep it.  Being a lifehacker is a fun way to get more out of your cash resources and generate a habit of saving money.




Car Insurance Buying Mistakes

Sometimes, costs come in the form of other mistakes. Here’s some tips on big mistakes to avoid:

car-insurance-mistakes-infographic
This infographic brought to you by Mint.com and Coverhound

Check out some other lifehacks in this infographic from SparkInnovation.

lifehacks-infographic
Infographic courtesy of Spark Innovation

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Insurance Companies – SEO and Content Development for Insurance Firms

SEO for Insurance Companies and Brokerages

If you’ve read my post on PPC prices via Google Adwords, you know that insurance companies and brokerages like yours are paying a lot for advertising.  The high rates tell us auto insurance buyers are online in droves looking for car insurance coverage or possibly to change providers.

When insurance companies are willing to pay $80 per click, it tells you right away that it’s a lucrative business sector and that you can save a lot of money by creating leads via SEO, Content Development and Social Media. These three approaches work very well together. A key note on content development is that it must resonate on the insurance topics and be presented in a way that is consistent with Google’s quality algorithm update and Rankbrain update.  Google is a different beast than your regular insurance customer.

Inhouse or Expert? Please don’t continue with inhouse digital marketing if your team can’t make it work. If they don’t have the skill and creativity, they likely never will. You need a seriously competitive and innovative SEO consultant who isn’t afraid to tackle any challenge and who has experience with several insurance companies and brokerages.

Take a look a few of the prices that insurance brokers are paying online. And keep in mind, these are suggested prices to show up. These won’t get you to the top advertising position. And if your landing pages aren’t high quality, you’ll have to pay even more.

Keyword Phrase Avg. Monthly Search Volume US (exact match only) Suggested Price per Click
performance car insurance 50 $74.07
company car insurance 140 $72.63
young drivers car insurance 30 $59.38
insurance car quote 480 $57.57
auto insurance 165000 $56.99
automobile insurance quotes 880 $56.40
affordable insurance 12100 $55.74
business loans 27100 $55.29
auto insurance quotes online 3600 $54.41
best car insurance 12100 $54.20
get a car insurance quote 320 $53.52
quick car insurance quote 320 $53.50
get auto insurance quote 1000 $53.34

While it’s true that minimal, low budget efforts won’t deliver much, it’s always a good idea to use SEO for the long run. It’s important to supplement your leads gained via advertising. And it’s important to keep your current customers informed and glued to your brand and value proposition. SEO does all of this.

Building a Preference for your Brokerage

Why do insurance consumers choose the companies they do. I’m sure Geico would tell you it’s all about fun branding while esurance will tell you its about advertising and insurancehotline will say it’s SEO. Yes, location is everything and being number one on Google search is prestigious and highly converting. The higher your rankings, the more easily you’ll convert visitors. The principle is simply. If they come to your site first, they haven’t been contaminated with your competitor’s insurance offerings, propaganda and promises. Avoiding competition is truly important in any medium. It’s tough to beat a thousand other offers.

If a thousand advertising leads are worth $50,000 then organic SEO and content development have to be worth it. You can do a lot with 50 grand. Consider moving your ad budget to SEO. It will even help your Adwords/Facebook advertising effectiveness because being visible in organic gives your ads instant credibility — that your company belongs there and hasn’t just bought its way in.

SEO is great in that your branding gets a boost from being associated with important keyword phrases (e.g., los angeles car insurance quote) and thus becomes more significant and relevant to car insurance shoppers.  It keeps on producing for free for a long time, and forever if you keep me working on your website and social media pages.

Let’s get started with your SEO and Content Development Campaign. I want to make your company epic!

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Reno Nevada Lowest Auto Insurance Quotes – Car Trucks Motorcycles

Finding the Lowest Car Insurance Rates in Reno

It’s a gamble when you don’t ask for the lowest auto insurance rates. The fact is that consumers only have options when they actively search for the best prices. The lowest auto and truck insurance rates are out there. You just have to find them.

It’s a fact that insurance companies quote widely varying premiums for that same car, driver and circumstances. Does it make sense? Maybe or maybe not. Each insurance underwriter assesses risk according to their own models. They’re not going to tell you until you actually ask them for a quote.




Get in that Savings Mindset

Once you understand that you can and probably will save thousands of dollars, and consider how long it takes you to earn that money, you’re half way to making it happen. By shopping for insurance with the major brands and brokers in Nevada and California, you can get the cheapest quote and perhaps get the policy benefits you’re seeking. Search online because this is where the competition for your business is strongest. Competitive quotes equals savings!

Here’s how you can save more on your quote:

  • ensure you bundle your home and auto insurance (and life insurance too)
  • ensure you buy usage-based insurance to prove you’re a great driver
  • buy an anti-theft device if you have an expensive car or truck
  • buy a new car with a higher safety rating
  • buy an old to commute to work
  • set a higher deductible

Do you understand what your car insurance covers? Can you add coverage? What is comp and collision? Find out more in this video.




Auto Insurance Agencies in Reno

Action Auto Insurance Reno & Sparks
Auto Insurance Agency
1100 E Plumb Ln F,
Reno, NV 89502, USA
775-825-6789

Auto Insurance America
530 Kietzke Ln,
Reno, NV 89502, USA
775-329-2886

GEICO Insurance Agent
3650 S Virginia St Suite K1,
Reno, NV 89502, USA
775-323-1171

Check out more about switching companies for insurance for cars and trucks in these other cities:

Low Auto Insurance Rates | Real Estate Marketing | Auto Insurance in Phoenix | Auto Insurance Quote San Francisco | Auto Insurance Quotes Boston | Lowest Auto Insurance Quotes Toronto | Insurance Quote Truck Detroit | Miami Truck Insurance | Denver Car Insurance Rates | Seattle Best Car Insurance | St Louis Low Car Insurance | Car Insurance Quote Philadelphia | San Antonio Auto Insurance Policy | Minneapolis Lowest Insurance | NY Brooklyn Queens Auto Insurance | Portland OR Auto Insurance | Car Insurance California | Auto Insurance Las Vegas Cheap |  Car Insurance San Diego | Indianapolis Auto Insurance | Chicago Auto Insurance Quote |  Auto Insurance Portland OR | Auto Insurance Cheap Chicago | Auto Insurance Quotes Austin | Auto Insurance Company Seattle | San Jose Car Truck Insurance | Housing in US | Toronto Real Estate | Top Cities to Invest | Mississauga Real Estate Forecast | Switch Insurance Company

car-insurance-cost-infographic
Infographic courtesy of carinsurancequotes.net