High Value Luxury Car Insurance | BMW Porsche Ferrari Audi Mercedes Benz Los Angeles Miami New York Vancouver Toronto Phoenix Houston

Luxury Car Insurance – EV, Hybrid or Gas

Across the country, you’ve likely seen more high end luxury cars on the roadway. Manufacturers are building more high priced gas powered/hybrid perforance cars and the race is on for electric powered vehicles.

You’ll be surprised at the performance and features of the new releases this year. Check out the videos below.

With luxury car buyers anticipating upcoming releases of expensive luxury cars including the Porsche Mission e EV, we might also want to review auto insurance for them. Will repairs be more costly? Are they heavier and more stable in snow/ice conditions?



The demand for luxury vehicle insurance (called luxury car insurance) has grown substantially. Porsche, Lamborghini, Ferari, BMW, Audi, Mercedes Benz, Bently, Rolls Royce, and other brands are producing some very interesting new electric luxury cars. That means owners may need review their auto insurance coverage.

Special Insurance for a Special Group of Drivers

Graphic courtesy of carmagazine.co.uk

Not all insurance companies are interested in providing policies for high end, luxury classic collector, or high value automobiles.  Expensive cars however do represent a unique seet of liabilties and unique auto insurance coverage.



Your Porsche, Mercedes Benz, BMW, Maserati, Bentley, Lamborghini, Ferari, Rolls Royce, or Jaguar is not just another vehicle. Insurance specialty coverage gives you the peace of mind that your luxury vehicle is fully covered and that your policy will meet your needs and claims if you’ve involved in an accident. You’ll need to search for that and I have a short list of top luxury auto insurance brokers below.




Electric Luxury Cars are All the Rage

It seems like a new electric luxury model is being released every month. Attention is moving away from Tesla to new group of electric car manufacturers.  Below is Jaguar’s new concept car called the I Pace SUV.

Photo courtesy of Jaguar Canada.

And how about this beauty Luxury EV from Lucid Motors? 240 mile range with 400 HP!

Luxury EV Lucid Motors

Fisker Electric Vehicle – 400 mile range and 161 mph.

Tesla Model S P90D – a 270 mile range for $118,000.

The Tesla Roadster – 600 mile range and founders series pricing at $250,000.

Specializing in High Value Automobiles

Listed below are some of the best high value, luxury car insurance carriers specializing in in luxury cars and high priced vintage and classic cars. These companies understand expensive automobiles and their owners and provide policies more suitable to their needs.

If you’ve read this post on which cars are most expensive to insure, you know that a cars price tag doesn’t always mean more pricey insurance rates. And when you shop around specifically for  car insurance for luxury automobiles, you’ll eventually find those insurers who offer better rates. Even for luxury vehicles, it’s shop and save!




In some states, provinces and jurisdictions there is a trend to limiting auto insurance coverage. In Vancouver BC for instance, the BC government has dropped coverage for luxury cars. They stated that regular car insurance buyers were subsidizing the more costly car’s protection.

It’s left a lot of wealthy Vancouver drivers looking for coverage for their high value automobile, and they’re switching to Alberta for their policies.

The fact is, that many luxury cars don’t get driven much. They are low use, special ocassion vehicles and when usage based telematics devices are used, the luxury car driver can prove the car is being driven safely and infrequently. It’s factors like these that should help avoid the disappearance of luxury car insurance.

The key factors in which luxury car insurance provider to choose comes down to:

  • higher limits of collision coverage
  • the ability to complete repairs using genuine manufacturer’s components
  • access to preferred repair shops
  • avoiding usual ‘comparable’ vehicle replacement policies




Check out the Navigation system on the New Bentley GT

Do You Think the Mercedes GT Roadster is Looking more like a Porsche?

Here’s Forbes look at the best luxury cars arrving in 2018.

How much is auto insurance for the top mid-range priced luxury cars?




Luxury Car Insurance Insurers

Hagerty Insurance Agency, LLC
P.O. Box 1303
Traverse City, MI
49685-1303
www.hagertyagent.com

New Insurance
2855 S 4th Ave Ste 127
Yuma Az 85364
Phone : 928-792-1312
Phone : 949-791-1312
www.newsinsurance.com

Britton Gallagher
One Cleveland Center, 30th Floor
1375 East 9th St.
Cleveland, OH 44114
Local Phone: (216) 658-7100
www.brittongallagher.com

Insurance Suffolk
14 Roosevelt Avenue
Port Jefferson Station, Long Island, NY 11776
www.insurancesuffolk.com

Dempsey & Siders Agency, Inc.
6725 Miami Avenue, Suite 102
Cincinnati, Ohio
45243-3158
www.dempsey-siders.com

Swingle, Collins & Associates
13760 Noel Road, Suite 600
Dallas , TX 75240
(972) 715-8700
www.swinglecollins.com

 

Cheap insurance is often not a priority among luxury car owners who need customized coverage for their Porsche, Mercedes Benz, BMW, Maserati, Bentley, Lamborghini, Ferari, Rolls Royce, or Jaguar. The key is to ensure the value of the car is protected. High end luxury cars are a big investment even for wealthy owners.



Inquiry about luxury car insurance in Los Angeles, Phoenix, Vancouver, Seattle, New York, Miami, Dallas, Houston, San Diego, Toronto, San Francisco Bay Area, and Chicago.

Find the lowest insurance rates in your city: LA auto insurance, Boston auto insurance, Phoenix car insurance, San Francisco car insurance, San Diego boat insurance, Seattle truck insurance, New York car insurance, Indianapolis SUV insurance, Detroit SUV insurance, Indianapolis Car Insurance Quote onlineToronto car insurance quote, or Chicago car insurance.

 

Luxury Homes in Boca Raton FL | Luxurious Living in Palm Beach County

Boca Raton & Palm Beach – The Beverly Hills of Florida

A World of Unimaginable Luxury and Lifestyle Might Be Just Right for You

It’s easy to sing the virtues of America’s paradise state. If anyone can appreciate the beauty, elegance and potential of Florida, it would be a Canadian suffering through another snowstorm. The cold, isolation, lack of social and leisure activities leaves us asking; “Is this all there is?”

Photo courtesy of downtownreporting.com




From my Uncle’s Florida youth stories to my sister’s family’s success in the Sunshine state, to my own vacation experiences, I think a life in Florida would be time very well spent. So I’d like to introduce you to a place you may not have heard much about. A land of palm trees, ocean views, and endless leisure time activity. It was the vision of an American who believed everyone should live in paradise (No, it’s not Walt Disney or Donald Trump).

I want to believe that the cold, snow and traffic congestion along with the endless taxes will go away, but we know they won’t.  It’s better to try another city in a beautiful state. I hope this post makes you aware that you have options. And in this place, you’ll enjoy a profoundly different lifestyle and not really have to give anything up.




Is South Florida in your Future?

Rolls Royce Ghost
Don’t worry, you can get your Rolls tricked out too! Pic courtesy of exoticslimited.com

The state’s population has risen quickly beyond the state of NY. Many of Palm Beaches new residents are from NY which is why some call South Florida, NY’s 6th borough.

Just the word Florida conjures up images of luxurious palatial homes, palm trees swaying in warm breezes, sparkling swimming pools, expansive stretches of sandy beaches, and seas of boats moored in harbors. It’s where luxury living has been elevated to its limit and also where foreign real estate buyers purchase a home only because they need its Yacht moorage.

Take a quick look at the real estate forecast for Palm Beach County and for Miami Dade County and how this area is booming, with an even more optimistic outlook for employment and business.

Top Reasons to Move to South Florida

And the warm colors, latin calypso music reverberating from posh restaurants where you can eat anything imaginable is sure to captivate most of us in the cold Northeast and others from the UK, Russia, or Germany. The idea of moving here isn’t so outlandish anymore even for those with families. The south Florida invasion continues. The benefits continue to pile up higher than another Upstate NY snowstorm. It’s time to consider your move.

Of all the places in South Florida to move to, Palm Beach might be the very best choice. From Golf to tourist attractions, to incomparable waterfront luxury homes, all you’ll need is a good Palm Beach Realtor to get the process started. Take a good look at the Florida housing market in 2018.

Top 10 Reasons to Move to Palm Beach

Here’s my top 10 tongue-in-cheek reasons to move to Palm Beach:

  1. warm weather all the time (they complain to city hall when it gets below 70)
  2. you’ll sleep better after a day of tennis, golf, fishing, windsurfing, talking or shopping
  3. you don’t have to eat the same food again for 5 years
  4. you can’t jog the full length of the beach (you’ll have to take the bus back)
  5. swimming pools are mandatory (bring lots of pool noodles)
  6. no state income tax (the Democrats want this place banned)
  7. no inheritance tax (bring your kids and grandkids and it pays for itself)
  8. private schools galore for your kids (you won’t have to see them anymore and they’ll actually turn into decent citizens)
  9. endless beaches, blue sky, turquoise waters, sun umbrellas and relaxation (you’ll faint from a lack of pain)
  10. you can drive your boat everywhere (make sure you get your boaters license at the convenience store)
Condos in Downtown Boca Raton FL – photo courtesy of bocaratonflhotels.com

The Nouveau Riche Are Here Too

When you see the average closing prices of properties, no state tax, no inheritance taxes, and low cost of living, you’ll understand why half of New York hightailed down here to Palm Beach County.

The real shocker however, is that most of the buyers now are young, in their 20s, 30s and 40s.  Current residents are wondering how they will be able to handle all these new shuffleboard players.




And they’ll all be rubbing shoulders with some of the wealthiest business owners around the world at exclusive clubs and resorts. Boca Raton and Palm Beach are for powerful business connections. You’ll be glad you brought your golf clubs and polo stick and made the move to sunny Florida.

Another important benefit of buying condos or homes in South Florida, is buying them as a rental investment property.  This is one of the best cities for rental income.  Should you not want to live here just yet, you can rent your place out at crazy rental prices.




While spectacular, opulent living is the order of the day in South Florida, it might be at its peak in the city of Boca Raton, in Palm Beach County which is safely up the highway from the greater Miami area. At the right spot, you’ll enjoy the common sites of Lamborghinis and Rolls Royces cruising the streets while yachts slide by in a nearby waterway.  And while the ultrarich might live in the Palm Beach country area, Boca Raton is the place they prefer.

“There’s a casualness about Boca that surprises people,” admits Michele Bellisari, a realtor who moved here from Canada with her parents in 1978. “It’s not as snobby as people think. At the end of the day, we’re all working here, raising our families just like everyone else.”  — excerpt from floridatravellife.com.

A Californian named Addison Mizner called Boca Raton the sunporch of America.  His dream was to create the world’s most architecturally beautiful playground. He was refering to the spectacular miles of palm lined beaches that now draw hundreds of thousands of tourists to the the Palm Beach area. Mizner planned it all from boulevards to palm mansions to city hall to the polo grounds. It would represent the ultimate in American lifestyle.

Boca Raton FL, the playground of millionaires.  You might be it’s next lucky resident. There are 3800 homes for sale in Boca Raton. Could it hurt to check them out? Check out the prices. Surprised?

Cities Near Boca Raton Average Price
Boynton Beach $222,000
Coconut Creek $150,200
Coral Springs $313,100
Deerfield Beach $141,300
Delray Beach $169,100
Parkland $579,500
Pompano Beach $173,000

 

A Short Video introduction to Boca Raton’s culture and lifestyle

Homes for Sale In Boca Raton FL

There’s a home for every budget here in Boca Raton. Starting at $25,000 and quickly rising to $18,000,000.

What does a $6 Million dollar home look like in Boca Raton? This home below isn’t one of the most expensive on the market, yet these 2 pictures tell us a lot about living here. Panoramic waterfront views, resplendant palms, soaring 20′ ceilings, spacious poolside patio and chef’s kitchen make it very special. See all the listings on my client’s website: homesforsalefl.com

Boca Raton Home For Sale: 500 E Alexander Palm Road, Boca Raton, Florida

A pleasant introduction to the unique architecture of Boca Raton

And you’ll want this beautiful estate in Boca Raton if only for the tennis!

Right on the waterway with your own dock and amazing waterfront views. Watch yachts go by, don’t wave to them, pretend not to notice and keep reading your book.

Magnificent waterfront luxury home in Boca Raton




And what you’ve always wanted a luxury condo in Boca Raton next to the ocean and the Boca Raton Resort Golf Course

Living in Palm Beach County. Gotta Love It!

Ready to Start Looking for your new Lifestyle in Boca Raton or Palm Beach Florida? My client Michael Goldberg, a Palm Beach Realtor™ with great insight into the market is ready to help. Keep in mind that Michael knows about Palm beach homes for sale  and Boca Raton homes for sale which aren’t on the MLS. This is common in exclusive communities in South Forida.  It’s who you know!




Is this the right year to buy rental income property?  Find out more about the best investments in 2017 including investing in real estate.

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Gord Collins serves Los Angeles, Anaheim, Beverly Hills, Malibu, San Diego, San Francisco, San Jose, Fresno, Santa Clara, Sacramento, Mountainview, Palo Alto, Sunnyvale, Riverside, Rancho Cucamonga, Costa Mesa, Thousand Oaks, Simi Valley, Oceanside, Long Beach, Huntington Beach, Carlsbad, Santa Clarita, Temecula, Stockton, Palm Springs, Chula Vista, Escondido, Santa Monica, and more California communities.