17 Dec Auto Insurance Companies – Car Insurance Quotes
Truck & Car Insurance Quotes – Savings of $10,000
It’s 2017 and time to take massive action to get the best auto insurance quotes. We’re all paying too much to insure our cars, SUVs and trucks. It’s hard earned dollars ($10,0000) that you’re giving away but now that can change. Loyalty to one insurance company does little for you.
Look back at the last 20 years of auto insurance coverage you purchased (e.g., 20 x 12 x $150 = $36,150). Could you use that money right now? You do need to switch insurance companies because your current insurer is not interested in offering the best auto insurance rates to you. It’s that simple.
We’ve got videos, charts, infographics and quote comparisons below that will open your eyes. When it comes to finding the lowest insurance rates, and a better policy, this might be a good starting point. It’s best to do lots of searching and get a wide variety of quotes from insurers.
Just through persistence alone, you’ll get the best rates. You could save $10,000 over 6 years or as much as $1800 in one year.
I’m sure you’ll find the auto insurance quote comparisons below an eye opener.
According to one source, the average price of auto insurance across the US is $1100 to $1200 per year — that leaves lots of room for you to start saving!
Virginia has become the 19th state to ban consumer price gouging – Consumeraffairs.com – fair warning that you are probably getting taken.
Searching for Insurance via Google
Google is certainly fast and you’ll get better rates than from an insurance agency in Los Angeles, Boston, Phoenix, San Francisco, San Diego, Seattle, New York, Indianapolis, Detroit, Philadelphia, or Chicago. Within seconds you can be on an insurance company website and buy an auto insurance policy. I’d advise looking first to the auto insurance comparison sites before you decide on an insurance company and take their coverage. That’s particularly true if you’re buying luxury auto insurance.
Not all of the big name companies such as Allstate, Progressive, Geico, Nationwide, State Farm, Mercury, StateFarm, and others offer great rates or the coverage you actually need. I know from my own searches that I tend not to be thorough enough. I get restless and frustrated and settle for a higher auto insurance quote than I should. I want to help you optimize your quest for the lowest auto policy.
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My Car Insurance Quote
I conducted a search directly on the insurer’s websites of Geico, Progressive, Statefarm, Liberty Mutual, Mercury, Allstate, AAA and Farmers. In the chart below, you can see the quote for a 40 year old male living in Santa Ana, California, driving a 2010 Hyudai Santa Fe 4 dr sedan to work 30 miles away daily, and having one non bodily injury accident (hit a car). We need an example to analyze an auto insurance quote, so let’s take a quick look at this one.
Statefarm’s auto quote was about $1300 less per year than Liberty Mutual’s. Over 6 years, that translates to $7800 in savings if I chose Statefarm. Further below, I sought quotes via insurance hotline and the variation was bigger. With your own search, you may find one local insurance company who may be willing to insure you at much less.
Is a 40 year old driver with one accident statistically that risky? Obviously Liberty Mutual, Statefarm, and AAA believe there is huge risk. Each company processes the statistics differently, and they’re entitled to. However, are they being reasonable about it. Is the auto quote abnormally high?
Get a Quote in Your City
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|Auto Insurance Provider||Price per Year|
|Geico Auto Insurance Company||$1772|
|Progressive Auto Insurance Company||$1884|
|Statefarm Auto Insurance Company||$1654|
|Liberty Mutual Auto Insurance Company||$2909|
|Mercury Auto Insurance Company||$1760|
|Allstate Auto Insurance Company||$1655|
|Nationwide Auto Insurance Company||$2071|
|AAA Auto Insurance Company$||$2673|
|Farmers Auto Insurance Company||$2796|
Some of these companies make you fill out endless questions, some of which you have to wonder are even legal. I liked Progressive’s online auto insurance quote process the best. It was quick and the least painful. They seem to respect your time the most. Their quote was a little higher than Allstate and Statefarm, but I suspect Progressive has a better corporate culture — a signal of how they’ll treat you after becoming their customer.
Auto Insurance Tips from Everquote.com
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Canadian Auto Insurance Buyers are Getting Ripped Off
Car Insurance Quote In Canada
Here’s another example auto insurance quote for a 2014 Hyundai Santa Fe, 4 door, for a 48 year old male with one ticket. See the huge difference in quotes from individual brokerages? That’s right, in this case there are two Aviva brokerages competing. The lowest quote was from Travelers insurance. It equates to $1700 savings per year and more than $10,000 over 6 years. That’s a significant amount.
Auto Insurance Rates by US State
Just in case you’re curious, here is Insure.com’s rankings of States for car insurance policies for one year.
Cheapest Cars, Truck and SUVs to Insure
1. Honda Odyssey LX – annual insurance premium: $1113 per year.
2. Honda CR-V LX – annual insurance premium: $1,170.
3. Dodge Grand Caravan – annual car insurance premium $1,174.
4. Jeep Wrangler Sport – annual car insurance premium $1,181.
5. Jeep Compass Sport 2WD – annual car insurance premium $1,190
6. Ford Escape S 2WD – annual car insurance premium $1,194.
7. Buick Encore Sport Tour 2WD – annual car insurance premium $1,200.
8. Jeep Cherokee Base 2WD – annual car insurance premium $1,203.
9. Nissan Frontier S King Cab – annual car insurance premium $1,204
Here’s something to think about to motivate you: a savings of almost $1000. How long does it take you to earn $1000 x the next 4 years = $4000. Because, insurance buyers tend to be loyal (or just lazy) and stick with the insurance company that’s sticking it to them. If that’s you, then, spend a whole afternoon or evening searching for a lower auto insurance quote. Save your money.
Sharing is Good for Your Social Health, and good for others bank accounts. Help them save by sharing this post! Who couldn’t use all that money?
A survey by carinsurance.com (they do these studies for PR and for wider exposure in social media and Google) so take it with a grain of salt. Carinsurance.com stated that in California, the average annual premium across the six top carriers was $1,428 (significantly higher than national average of $1,277). The cheapest car insurance averaged an amazing 33% less, at $960.
The Type of Car you Drive is a Key Factor
You may not realize that the insurance companies offer cheaper insurance for a certain type or brand of vehicle. Jeeps for instance have very cheap rates. Why? Who knows? They’re not divulging anything that will cause them to lose profit. Obviously, your age, sex, and recent driving record will determine if you can get those best rates. Are new electric cars like the Tesla Model 3, Chevy Volt or Nissan Leaf the way to go?
Find the lowest insurance rates in your city: Los Angeles car insurance, Boston auto insurance, Phoenix car insurance, San Francisco car insurance, San Diego car insurance, Seattle car insurance, New York car insurance, Indianapolis car insurance, Detroit car insurance, Philadelphia auto insurance, Toronto car insurance, or Chicago car insurance.
Auto Insurance Resources
Car Insurance requirements in California:
Car Insurance requirements in New York:
Auto Insurance Coverage Requirements in Texas
Auto Insurance Coverage requirements in Florida
Auto Truck Insurance requirements in Illinois
Car Insurance minimum coverage requirements in Ohio
Car Insurance coverage requirements in Massachusetts
Lowest Auto Insurance Coverage in a City Near You
More on the best insurance in your city: Auto Insurance Quote Los Angeles | Car Insurance Quote Boston | Car Insurance NYC | Portland Auto Insurance | San Jose Car Insurance EV | Best Auto Insurance Quote Detroit | Car Insurance Atlanta | Auto Insurance Indianapolis | Auto Insurance Quote Seattle | Toronto Auto Insurance Quote | Auto Insurance Quote Philadelphia | Orlando Auto Insurance Quote | Auto Insurance Vancouver | Auto Insurance Toronto | Best Auto Insurance Quotes Jacksonville | Auto Insurance Tampa | Best Car Insurance Washington DC | Cheapest Car Insurance Cleveland | Auto Insurance St Petes FL | Best Car Truck Insurance Salt Lake City | Auto Insurance Quote Pittsburgh | Las Vegas Car Insurance Quotes | Car Insurance Dallas TX | Discount Car Insurance | Usage-Based Telematics Quote | How to Save on Auto Insurance | Car Truck Insurance Comparison | Insurance Companies
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